San Joaquin County property record for 908 Opal Ln, Ripon, CA 95366 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1989 |
| Square Footage | 2,615 sqft Living Area |
| Lot Size | 8,531 sqft (0.195 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $709,000 (2018) |
| Tax Bill | $8,523.00 (2025) |
| Primary APN | 261-400-360-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,615 sqft Living Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1989 |
|---|---|
| Architectural Style | Other Style |
| Construction Type | Wood Construction |
| Lot Area | 8,531 sqft (0.195 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Mixed Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 908 OPAL LN |
|---|---|
| City | RIPON |
| State | CA |
| Zip | 95366-2256 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 87 FM 261-240-09 |
| Legal Subdivision | OLIVE GROVE ESTATES UNIT #2 |
| Legal Tract | 2089 |
| Legal Lot Number | 105 |
| Jurisdiction | SAN JOAQUIN CA |
| Minor Civil Division | RIPON |
| Census Blockgroup | 3 |
| Census Block | 3009 |
| Census Tract | 5001 |
Source: San Joaquin County records · APN 261-400-360-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Co-owner | 2 Verified Secondary Owners |
| Mailing Address | 908 OPAL LN, RIPON, CA 95366-2256 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company, Secondary Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Owner is a Trust |
| Date | Document |
|---|---|
| Dec 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC |
| Dec 13, 2018 | Grant Deed, Transfer CYPRESS TITLE COMPANY, CYPRESS TITLE CO |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | Dec 13, 2018 · Amount on Record |
| Deed Sale | Dec 13, 2018 · Amount on Record |
| Prior Sale | Dec 13, 2018 · Amount on Record |
| Deed Doc Number | 0000137765 |
| Last Transfer Date | Jul 02, 2025 |
| Transfer Doc | 0000056044 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 908 OPAL LN, RIPON, CA 95366-2256 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | NORTH AMERICAN TITLE CONCORD |
| Name | Verified Name |
|---|---|
| Address | 908 OPAL LN, RIPON, CA 95366-2256 |
| Document Number | 0000179390 |
|---|---|
| Date | Dec 18, 2020 |
| Instrument | 2020-179390 |
| Name | UNITED WHOLESALE MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Dec 13, 2018 |
| Property Address | 908 OPAL LN, RIPON, CA 95366-2256 |
| Document Number | 0000137765 |
| Instrument Date | Dec 06, 2018 |
| Instrument | 137765 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2019 |
| Title Company | CYPRESS TITLE COMPANY, CYPRESS TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $779.90 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 1256 SPASS DR MODESTO CA 95356, MODESTO, CA 95356 |
Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Ripon City |
| Unified School District | Ripon Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $8,523.00 (+3.81%) | $790,897 (+4.04%) Land $223,101 Building $567,796 |
| 2023 | $8,210.00 (+1.63%) | $760,188 Land $214,439 Building $545,749 |
| 2022 | $8,078.00 |
908 Opal Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · San Joaquin County (06077C), updated September 27, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 34th percentile of exposed land nationally · 20th in California |
|---|---|
| Wildfire Likelihood | Low — about 1 in 2,500 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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