San Joaquin County property record for 901 Opal Ln, Ripon, CA 95366 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1990 |
| Square Footage | 3,042 sqft Living Area |
| Lot Size | 9,799 sqft (0.225 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $975,000 (2024) |
| Tax Bill | $10,630.00 (2025) |
| Primary APN | 261-400-420-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 3,042 sqft Living Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Custom Design Style |
| Construction Type | Wood Construction |
| Lot Area | 9,799 sqft (0.225 acres) |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Old Parcel Number | 261-400-42 |
|---|---|
| Street Address | 901 OPAL LN |
| City | RIPON |
| State | CA |
| Zip | 95366-2257 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | MAP C2 4 TR 2089 LOT 111 |
| Legal Subdivision | OLIVE GROVE ESTATES |
| Legal Tract | 2089 |
| Legal Block | 3 |
| Legal Lot Number | 111 |
| Jurisdiction | SAN JOAQUIN CA |
| Minor Civil Division | RIPON |
| Census Blockgroup | 3 |
| Census Block | 3008 |
| Census Tract | 5001 |
Source: San Joaquin County records · APN 261-400-420-000
Assessment roll updated September 24, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 901 OPAL LN, RIPON, CA 95366-2257 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Mar 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PHH MORTGAGE SERVICES CORP |
| Feb 13, 2024 | Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Jan 17, 2023 | Grant Deed, Transfer |
| May 11, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| May 11, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Dec 14, 2016 | Loan Modification, Mortgage · Conventional Mortgage BANK OF STOCKTON |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 13, 2024 · Amount on Record |
| Deed Sale | Feb 13, 2024 · Amount on Record |
| Prior Sale | Jun 27, 2014 · Amount on Record |
| Deed Doc Number | 202412368 |
| Prior Transfer Date | May 01, 2018 |
| Prior Transfer Doc | 0000052723 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 901 OPAL LN, RIPON, CA 95366-2257 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 901 OPAL LN, RIPON, CA 95366-2257 |
| Document Number | 0000027249 |
|---|---|
| Date | Mar 27, 2026 |
| Instrument | 2026-027249 |
| Name | PHH MORTGAGE SERVICES CORP |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Feb 13, 2024 |
| Property Address | 901 OPAL LN, RIPON, CA 95366-2257 |
| Document Number | 0000012368 |
| Map Reference | VOL 28 PG 20 |
| Instrument Date | Feb 08, 2024 |
| Instrument | 2024-012368 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2024 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property (Marital Community) with Rights of Survivorship |
| Address | 901 OPAL LN, RIPON, CA 95366-2257 |
| Document Number | 0000012369 |
|---|---|
| Date | Feb 13, 2024 |
| Instrument | 2024-012369 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2054 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jan 17, 2023 |
| Property Address | 901 OPAL LN, RIPON, CA 95366-2257 |
| Document Number | 0000003648 |
| Map Reference | VOL 28 PG 20 |
| Instrument Date | Jan 11, 2023 |
| Instrument | 2023-003648 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 537 ROCK FORGE LOOP, ANGELS CAMP, CA 95222-9565 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | May 11, 2018 |
| Property Address | 901 OPAL LN, RIPON, CA 95366-2257 |
| Document Number | 0000052724 |
| Instrument Date | May 01, 2018 |
| Instrument | 52724 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 901 OPAL LN RIPON CA 953662257, RIPON, CA 95366-2257 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | May 11, 2018 |
| Property Address | 901 OPAL LN, RIPON, CA 95366-2257 |
| Document Number | 0000052723 |
| Instrument Date | May 01, 2018 |
| Instrument | 52723 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 901 OPAL LN RIPON CA 953662257, RIPON, CA 95366-2257 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 901 OPAL LN, RIPON, CA 95366-2257 |
| Document Number | 0000002267 |
| Instrument Date | Dec 14, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2017 |
| Title Company | PLACER TITLE COMPANY, PLACER TITLE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 901 OPAL LN RIPON CA 953662257, RIPON, CA 95366-2257 |
| Document Number | 0000002267 |
|---|---|
| Date | Jan 06, 2017 |
| Instrument | 2267 |
| Name | BANK OF STOCKTON |
|---|---|
| Type | Bank |
| Address | STOCKTON, CA 95201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Jan 05, 2045 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
Source: San Joaquin County records · Assessment roll updated September 24, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Ripon City |
| Unified School District | Ripon Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,630.00 (+62.49%) | $994,500 (+63.89%) Land $295,800 Building $698,700 | |
| 2023 | $6,542.00 (+1.65%) Homeowner's exemption | $606,795 Land $212,377 Building $394,418 | $1,087,290 |
| 2022 | $6,436.00 |
901 Opal Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · San Joaquin County (06077C), updated September 27, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 34th percentile of exposed land nationally · 20th in California |
|---|---|
| Wildfire Likelihood | Low — about 1 in 2,500 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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