Lancaster County property record for 913 Gemstone Dr, Lancaster, PA 17601
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,963 sqft · built 1989 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $271,900 (Jul 2017) |
| Tax Bill | $5,155 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Jul 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 300-23313-0-0000 |
| Primary APN | 300-23313-0-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,963 sqft Living Area |
| Gross Area | 3,175 sqft |
| 1st Floor Area | 992 sqft |
| Upper Floors Area | 971 sqft |
| Basement Area | 728 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Colonial |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 360 sqft |
| Patio Area | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 913 GEMSTONE DR |
|---|---|
| City | LANCASTER |
| State | PA |
| Zip | 17601-1170 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Subdivision | SILVER HEIGHTS |
| Jurisdiction | LANCASTER PA |
| Township / Civil Division | WEST HEMPFIELD |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 11504 |
Source: Lancaster County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 913 GEMSTONE DR, LANCASTER, PA 17601-1170 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 17, 2021 | Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA |
| Jul 6, 2017 | Deed, Transfer · VA Mortgage FIRST MORTGAGE SOLUTIONS LLC |
| Apr 13, 2017 | Grant Deed, Transfer OTHER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 6, 2017 · Amount on Record |
| Deed Sale | Jul 6, 2017 · Amount on Record |
| Prior Sale | Apr 13, 2017 · Amount on Record |
| Deed Document Number | 20176342647 |
| Prior Transfer Date | Apr 25, 2009 |
| Prior Transfer Doc | 0005810434 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER PA |
| Property Address | 913 GEMSTONE DR, LANCASTER, PA 17601-1170 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2021 |
| Title Company | MORTGAGE CONNECT LP, MORTGAGE CONNECT LP VENDOR |
| Name | Verified Name |
|---|
| Document Number | 0006588126 |
|---|---|
| Date | Mar 17, 2021 |
| Instrument | 6588126 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LANCASTER PA |
| Recording Date | Jul 6, 2017 |
| Property Address | 913 GEMSTONE DR, LANCASTER, PA 17601-1170 |
| Document Number | 0006342647 |
| Map Reference | MB J-156 PG 80 |
| Instrument Date | Jun 22, 2017 |
| Instrument | 6342647 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,719.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 913 GEMSTONE DR, LANCASTER, PA 17601-1170 |
| Document Number | 0006342648 |
|---|---|
| Date | Jul 6, 2017 |
| Instrument | 6342648 |
| Name | FIRST MORTGAGE SOLUTIONS LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LANCASTER PA |
| Recording Date | Apr 13, 2017 |
| Property Address | 913 GEMSTONE DR, LANCASTER, PA 17601-1170 |
| Document Number | 0006327433 |
| Instrument Date | Apr 10, 2017 |
| Instrument | 6327433 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2017 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,700.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 500 ROYER DR LANCASTER PA 176015186, LANCASTER, PA 17601-5186 |
| Investor | Possibly a Property Investor |
Source: Lancaster County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Lancaster County |
| County Subdivision | West Hempfield Township |
| Unified School District | Hempfield School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $222,500 (-) Land $59,200 Building $163,300 | $222,500 (-) Land $59,200 Building $163,300 | |
| 2025 | $5,155.00 (+2.75%) | ||
| 2024 | $5,017.00 | $222,500 Land $59,200 Building $163,300 | |
| 2018 | $222,500 Land $59,200 Building $163,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST HEMPFIELD WATER AUTH serves 20,988 people · EPA ID PA7360063 |
|---|---|
| Water Source | Purchased surface water from CITY OF LANCASTER |
| Last State Inspection | Feb 2026 |
| Lead | 8 ppb (2025) action level 15 ppb |
| Water Quality | Nitrate resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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