908 Gemstone Dr, Lancaster, PA 17601 Property Records

Lancaster County property record for 908 Gemstone Dr, Lancaster, PA 17601

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,655 sqft · built 1988
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$476,555 (Dec 2023)
Tax Bill	$5,713 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`300-83515-0-0000`

Property Details

APN / Parcel Number

Primary APN	`300-83515-0-0000`
Alternative APN	`30011G14 1 17`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,655 sqft Living Area
Gross Area	3,732 sqft
1st Floor Area	1,260 sqft
Upper Floors Area	960 sqft
Basement Area	960 sqft
Finished Basement	435 sqft
Unfinished Basement	525 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Colonial
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	12 sqft
Deck Area	351 sqft
Patio Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	908 GEMSTONE DR
City	LANCASTER
State	PA
Zip	17601-1168
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	908 GEMSTONE DR
Legal Lot Number	17
Jurisdiction	LANCASTER PA
Township / Civil Division	WEST HEMPFIELD
Census Block Group	2
Census Block	2026
Census Tract	11504

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	908 GEMSTONE DR, LANCASTER, PA 17601-1168
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2023 · Amount on Record
Deed Sale	Dec 12, 2023 · Amount on Record
Deed Document Number	20236764746
Record Updated	Oct 29, 2026

December 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LANCASTER PA
Recording Date	Dec 12, 2023
Property Address	908 GEMSTONE DR, LANCASTER, PA 17601-1168
Document Number	0006764746
Map Reference	MB J-156 PG 80
Instrument Date	Nov 12, 2023
Instrument	6764746
Transaction Type	Transfer
Record Updated	Dec 21, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,765.55
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	908 GEMSTONE DR, LANCASTER, PA 17601-1168

Mortgage

Document Number	0006764748
Date	Dec 12, 2023
Instrument	6764748

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
County Subdivision	West Hempfield Township
Unified School District	Hempfield School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$246,600 (-) Land $65,600 Building $181,000	$246,600 (-) Land $65,600 Building $181,000
2025	$5,713.00 (+2.75%)
2024	$5,560.00 (+4.71%)	$246,600 (-) Land $65,600 Building $181,000
2023	$5,310.00 Homeowner's exemption	$246,600 Land $65,600 Building $181,000
2018			$246,600 Land $65,600 Building $181,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST HEMPFIELD WATER AUTH serves 20,988 people · EPA ID PA7360063
Water Source	Purchased surface water from CITY OF LANCASTER
Last State Inspection	Feb 2026
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20