Lancaster County property record for 912 Gemstone Dr, Lancaster, PA 17601
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,720 sqft · built 1989 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $155,000 (Sep 1998) |
| Tax Bill | $4,904 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 300-94063-0-0000 |
| Primary APN | 300-94063-0-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,720 sqft Living Area |
| Gross Area | 2,932 sqft |
| 1st Floor Area | 992 sqft |
| Upper Floors Area | 728 sqft |
| Basement Area | 728 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Colonial |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 742 sqft |
| Patio Area | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 912 GEMSTONE DR |
|---|---|
| City | LANCASTER |
| State | PA |
| Zip | 17601-1168 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | 912 GEMSTONE DR |
| Legal Subdivision | SILVER HEIGHTS |
| Legal Lot Number | 15 |
| Jurisdiction | LANCASTER PA |
| Township / Civil Division | WEST HEMPFIELD |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 11504 |
912 Gemstone Dr is owned and occupied by two individuals who bought it in September 1998.
Source: Lancaster County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 912 GEMSTONE DR, LANCASTER, PA 17601-1168 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 1998 · Amount on File |
| Deed Sale | Sep 1, 1998 · Amount on File |
| Deed Document Number | 1998998062646 |
| Deed Book / Page | 5879 / 48 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER PA |
| Property Address | 912 GEMSTONE DR, LANCASTER, PA 17601-1168 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2022 |
| Name | Verified Name |
|---|---|
| Address | 912 GEMSTONE DR, LANCASTER, PA 17601-1168 |
| Document Number | 0006708558 |
|---|---|
| Date | Oct 20, 2022 |
| Instrument | 6708558 |
| Name | FULTON BANK |
|---|---|
| Type | Bank |
| Address | MOUNTVILLE, PA 17554 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 912 Gemstone Dr was $4,904 with a homeowner's exemption, up 2.7% from the year before.
Source: Lancaster County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Lancaster County |
| County Subdivision | West Hempfield Township |
| Unified School District | Hempfield School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $211,700 Land $60,900 Building $150,800 | $211,700 Land $60,900 Building $150,800 | |
| 2025 | $4,904.00 (+2.74%) | ||
| 2024 | $4,773.00 | $211,700 Land $60,900 Building $150,800 | |
| 2018 | $211,700 Land $60,900 Building $150,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 912 Gemstone Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 912 Gemstone Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST HEMPFIELD WATER AUTH serves 20,988 people · EPA ID PA7360063 |
|---|---|
| Water Source | Purchased surface water from CITY OF LANCASTER |
| Last State Inspection | Feb 2026 |
| Lead | 8 ppb (2025) action level 15 ppb |
| Water Quality | Nitrate resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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