Okaloosa County property record for 905 E Choctawhatchee Dr, Niceville, FL 32578
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,055 sqft · built 1987 |
| Lot Size | 1.01 acres (44,376 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $498,500 (Aug 2008) |
| Tax Bill | $6,850 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | C56-000-598-1736-1 |
| Primary APN | C56-000-598-1736-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 3 Stories |
| Building Area | 3,055 sqft Heated Area |
| Gross Area | 6,027 sqft |
| 1st Floor Area | 165 sqft |
| Upper Floors Area | 2,890 sqft |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Exterior Material | Wood Siding |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 44,376 sqft (1.01 acres) |
| Lot Width | 130 ft Width |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Finished/Screened Porch |
|---|---|
| Porch Area | 325 sqft |
| Patio Area | 430 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 905 E CHOCTAWHATCHEE DR |
|---|---|
| City | NICEVILLE |
| State | FL |
| Zip | 32578-4706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKE PIPPIN LOT 1B |
| Legal Range | 22 |
| Legal Township | 01S |
| Legal Section | 36 |
| Legal Subdivision | LAKE PIPPIN |
| Legal Lot Number | 1B |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 21001 |
The current owner of 905 E Choctawhatchee Dr bought it in August 2008.
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 905 E CHOCTAWHATCHEE DR, NICEVILLE, FL 32578-4706 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 28, 2008 · Amount on File |
| Deed Sale | Aug 28, 2008 · Amount on File |
| Prior Sale | Mar 10, 2008 · Amount on File |
| Deed Document Number | 2517633 |
| Deed Book / Page | 2856 / 3033 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 905 E CHOCTAWHATCHEE DR, NICEVILLE, FL 32578-4706 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0035011587 |
|---|---|
| Date | Oct 27, 2020 |
| Book Page | 3501/1587 |
| Instrument | 3402294 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2035 |
The 2025 property tax bill for 905 E Choctawhatchee Dr was $6,850 with a homeowner's exemption.
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,850.00 Homeowner's exemption | $620,177 | $1,038,478 Land $528,624 Building $509,854 |
| 2023 | $6,505.00 (+2.3%) Homeowner's exemption | $585,145 (+3%) | $1,018,952 (+8.26%) Land $508,291 Building $510,661 |
| 2022 | $6,359.00 Homeowner's exemption | $568,102 | $941,238 Land $461,035 Building $480,203 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 905 E Choctawhatchee Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 197 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 197 in force |
| Nearby Flood Claims | 79 (1994–2020) |
| Claims Outside the SFHA | 44 of 79 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 905 E Choctawhatchee Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA COUNTY BLUEWATER BAY-RAINTREE serves 17,592 people · EPA ID FL1460775 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Spectrum Cable | 1,000 / 35 |
5G (outdoors only) and 4G LTE
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