913 198th St Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 913 198th St Ct E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 3,269 sqft · built 2024
Lot Size	0.122 acres (5,316 sqft)
Owner	2 Individual Names on Record
Last Sale	$709,990 (Sep 2024)
Tax Bill	$5,999 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jun 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`500522-0-050`

Property Details

APN / Parcel Number

Primary APN	`500522-0-050`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,269 sqft Living Area
Gross Area	651 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Bi-Level
Roof Material	Composition Shingle
Lot Area	5,316 sqft (0.122 acres)
Garage Type	Attached
Garage Area	651 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	913 198TH STREET CT E
City	SPANAWAY
State	WA
Zip	98387-1701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 03 TOWNSHIP 18 RANGE 03 QUARTER 23 HOLLAND HIGHLANDS: L 5 TOG/W UNDIV INT IN TRACTS A, B, C & E EASE OF REC OUT OF 03-18-03-2-039 SEG 2022-0462 05/20/22 JP
Legal Subdivision	HOLLAND HIGHLANDS
Legal Lot Number	5
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	3
Census Block	3005
Census Tract	71411

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	913 198TH STREET CT E, SPANAWAY, WA 98387-1701
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2026	Deed of Trust, Mortgage · VA Mortgage TRUSTED MORTGAGE CAPITAL INC
Jun 2, 2022	Deed of Trust, Mortgage · Line of Credit HOMESTREET BANK
Sep 20, 2024	Warranty Deed, Subdivision Related Transfer · VA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2024 · Amount on Record
Deed Sale	Sep 20, 2024 · Amount on Record
Deed Document Number	2024463
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	913 198TH STREET CT E, SPANAWAY, WA 98387-1701
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	913 198TH STREET CT E, SPANAWAY, WA 98387-1701

Mortgage

Document Number	0002100196
Date	Feb 10, 2026
Instrument	202602100196

Lender

Name	TRUSTED MORTGAGE CAPITAL INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	913 198TH STREET CT E, SPANAWAY, WA 98387-1701
Transaction Type	Mortgage
Record Updated	Oct 1, 2025
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0006020356
Date	Jun 2, 2022
Instrument	202206020356

Lender

Name	HOMESTREET BANK
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Sep 20, 2024
Property Address	913 198TH STREET CT E, SPANAWAY, WA 98387-1701
Document Number	0009200463
Map Reference	DOC 202205185004
Instrument Date	Sep 16, 2024
Instrument	202409200463
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 1, 2025
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$11,692.82
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	913 198TH STREET CT E, SPANAWAY, WA 98387-1701

Mortgage

Document Number	0009200464
Date	Sep 20, 2024
Instrument	202409200464

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2054

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$632,400 (+21.01%) Land $147,100 Building $485,300	$632,400 (+21.01%) Land $147,100 Building $485,300
2025	$5,999.00 (+223.05%)	$522,600 (+297.11%) Land $149,400 Building $373,200	$522,600 (+297.11%) Land $149,400 Building $373,200
2024	$1,857.00	$131,600 Land $131,600	$131,600 Land $131,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20

May also be available: Verizon.

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