905 198th St Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 905 198th St Ct E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 3,269 sqft · built 2021
Lot Size	0.13 acres (5,681 sqft)
Owner	Individual Name on File
Last Sale	$804,709 (Jun 2022)
Tax Bill	$7,742 (2026)
Deeds & Mortgages	Jun 2023 Mortgage Jun 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`500522-0-030`

Property Details

APN / Parcel Number

Primary APN	`500522-0-030`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,269 sqft Living Area
Gross Area	3,920 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	5,681 sqft (0.13 acres)
Garage Type	Attached
Garage Area	651 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	905 198TH STREET CT E
City	SPANAWAY
State	WA
Zip	98387-1701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 03 TOWNSHIP 18 RANGE 03 QUARTER 23 HOLLAND HIGHLANDS: L 3 TOG/W UNDIV INT IN TRACTS A, B, C & E EASE OF REC OUT OF 03-18-03-2-039 SEG 2022-0462 05/20/22 JP
Legal Subdivision	HOLLAND HIGHLANDS
Legal Lot Number	3
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	3
Census Block	3005
Census Tract	71411

Owner

905 198th St Ct E is owned by an individual who bought it in June 2022.

Source: Pierce County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	509 182ND ST E, SPANAWAY, WA 98387-8453
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2023	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jun 2, 2022	Deed of Trust, Mortgage · Line of Credit HOMESTREET BANK
Jun 21, 2022	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE
Jun 21, 2022	Warranty Deed, Subdivision Related Transfer · FHA Mortgage FIRST CONTINENTAL MORTGAGE LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2022 · Amount on File
Deed Sale	Jun 21, 2022 · Amount on File
Deed Document Number	2022569
Prior Transfer Date	Jun 15, 2022
Prior Transfer Doc	0000000577
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	905 198TH STREET CT E, SPANAWAY, WA 98387-1701
Transaction Type	Mortgage
Record Updated	Aug 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006010141
Date	Jun 1, 2023
Instrument	202306010141

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2053

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	905 198TH STREET CT E, SPANAWAY, WA 98387-1701
Transaction Type	Mortgage
Record Updated	Jul 3, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0006020356
Date	Jun 2, 2022
Instrument	202206020356

Lender

Name	HOMESTREET BANK
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PIERCE WA
Recording Date	Jun 21, 2022
Property Address	905 198TH STREET CT E, SPANAWAY, WA 98387-1701
Document Number	0006210577
Map Reference	DOC 202205185004
Instrument Date	Jun 15, 2022
Instrument	202206210577
Transaction Type	Transfer
Record Updated	Jul 3, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 198TH STREET CT E, SPANAWAY, WA 98387-1701

June 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Jun 21, 2022
Property Address	905 198TH STREET CT E, SPANAWAY, WA 98387-1701
Document Number	0006210569
Map Reference	DOC 202205185004
Instrument Date	May 31, 2022
Instrument	202206210569
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 3, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13,428.82
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 198TH STREET CT E, SPANAWAY, WA 98387-1701

Mortgage

Document Number	0006210570
Date	Jun 21, 2022
Instrument	202206210570

Lender

Name	FIRST CONTINENTAL MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 905 198th St Ct E was $7,742, down 0.9% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,742.00 (-0.88%)	$644,600 Land $149,600 Building $495,000	$644,600 Land $149,600 Building $495,000
2025	$7,811.00 (-1.6%)
2024	$7,938.00 (-1.6%)	$696,700 (-4.9%) Land $156,500 Building $540,200	$696,700 (-4.9%) Land $156,500 Building $540,200
2023	$8,067.00	$732,600 Land $148,400 Building $584,200	$732,600 Land $148,400 Building $584,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 905 198th St Ct E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 905 198th St Ct E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Verizon.

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