923 198th St Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 923 198th St Ct E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.75 ba · 3,177 sqft · built 2024
Lot Size	0.216 acres (9,390 sqft)
Owner	2 Individual Names on File
Last Sale	$699,990 (Apr 2025)
Tax Bill	$7,757 (2026)
Deeds & Mortgages	Jun 2022 Line of Credit Apr 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`500522-0-070`

Property Details

APN / Parcel Number

Primary APN	`500522-0-070`

Interior

Bedrooms	5 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,177 sqft Living Area
Gross Area	3,855 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	9,390 sqft (0.216 acres)
Garage Type	Attached
Garage Area	678 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	923 198TH STREET CT E
City	SPANAWAY
State	WA
Zip	98387-1701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 03 TOWNSHIP 18 RANGE 03 QUARTER 23 HOLLAND HIGHLANDS: L 7 TOG/W UNDIV INT IN TRACTS A, B, C & E EASE OF REC OUT OF 03-18-03-2-039 SEG 2022-0462 05/20/22 JP
Legal Subdivision	HOLLAND HIGHLANDS
Legal Lot Number	7
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	3
Census Block	3005
Census Tract	71411

Owner

923 198th St Ct E is owned and occupied by two individuals who bought it in April 2025.

Source: Pierce County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	923 198TH STREET CT E, SPANAWAY, WA 98387-1701
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2022	Deed of Trust, Mortgage · Line of Credit HOMESTREET BANK
Apr 4, 2025	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BAY EQUITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2025 · Amount on File
Deed Sale	Apr 4, 2025 · Amount on File
Deed Document Number	2025463
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	923 198TH STREET CT E, SPANAWAY, WA 98387-1701
Transaction Type	Mortgage
Record Updated	Apr 21, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0006020356
Date	Jun 2, 2022
Instrument	202206020356

Lender

Name	HOMESTREET BANK
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Apr 4, 2025
Property Address	923 198TH STREET CT E, SPANAWAY, WA 98387-1701
Document Number	0004040463
Map Reference	DOC 202205185004
Instrument Date	Mar 17, 2025
Instrument	202504040463
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 21, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,514.62
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	923 198TH STREET CT E, SPANAWAY, WA 98387-1701

Mortgage

Document Number	0004040464
Date	Apr 4, 2025
Instrument	202504040464

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2055

Tax Assessment & Valuation

The 2026 property tax bill for 923 198th St Ct E was $7,757, up 281.4% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,757.00 (+281.37%)	$649,600 (+328.5%) Land $162,700 Building $486,900	$649,600 (+328.5%) Land $162,700 Building $486,900
2025	$2,034.00 (-2.49%)	$151,600 (-) Land $151,600	$151,600 (-) Land $151,600
2024	$2,086.00	$151,600 Land $151,600	$151,600 Land $151,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 923 198th St Ct E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 923 198th St Ct E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20

May also be available: Verizon.

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