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913 18th Ter, Key West, FL 33040 Property Records

Monroe County property record for 913 18th Ter, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,753 sqft · built 1962
Lot Size0.272 acres (11,853 sqft)
Owner2 Individual Names on File
Last Sale$680,000 (Mar 2018)
Tax Bill$5,035 (2024)
Deeds & MortgagesMar 2018 Sale & Mortgage
Jun 2017 Transfer
Flood ZoneZone AE (high risk)
APN00056100-000000

Property Details

APN / Parcel Number

Primary APN00056100-000000
Alternative APNs
  • 01010100056100000000
  • 1056642

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,753 sqft Living Area
1st Floor Area1,753 sqft
FlooringConcrete/Cement
Interior WallsPlywood

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 2002
Architectural StyleMulti-Family
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area11,853 sqft (0.272 acres)
Lot Dimensions100 ft deep x 118 ft wide

Exterior Amenities

Pool Area330 sqft
PorchOpen Porch
Porch Area128 sqft
Patio Area946 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number1056642
Street Address913 18TH TER
CityKEY WEST
StateFL
Zip33040-4209
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF-2
Legal DescriptionBK 4 LTS 1 AND 2 KW PEARLMAN ESTATES SECOND ADDITION PB5-19 OR250-484/85 OR688-181 OR760-1502 OR1119- 201R/S OR1274-1399/1400 OR1278-814/15C OR2762-349/50R/S OR2846-1489/1509F/J OR2857-816/19 OR2894-1970/71
Legal Range25E
Legal Township67S
Legal Section34
Legal SubdivisionPEARLMAN ESTATES SECOND ADDITION
Legal Block4
Legal Lot Number1,2
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group1
Census Block1011
Census Tract971900

Owner

Source: Monroe County records · APN 00056100-000000

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address913 18TH TER, KEY WEST, FL 33040-4209
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 07, 2018Warranty Deed, Transfer · Conventional Mortgage
MORGAN STANLEY PRIVATE BANK NA
Jun 02, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 07, 2018 · Amount on Record
Deed SaleMar 07, 2018 · Amount on Record
Prior SaleSep 28, 1993 · Amount on Record
Deed Document Number20182158276
Deed Book / Page2894 / 1970
Prior Transfer DateMay 22, 2017
Prior Transfer Doc0028570816
Record UpdatedJun 08, 2026

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateMar 07, 2018
Property Address913 18TH TER, KEY WEST, FL 33040-4209
Document Number0028941970
Book / Page2894 / 1970
Map ReferenceMB5 PG19
Instrument DateFeb 28, 2018
Instrument2158276
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,760.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10701 BELO HORIZONTE AVE, 10701, CLERMONT, FL 34711-6320

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address913 18TH TER, KEY WEST, FL 33040-4209

Mortgage

Document Number0002158277
DateMar 07, 2018
Instrument2158277
Lender
NameMORGAN STANLEY PRIVATE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2048

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateJun 02, 2017
Property Address913 18TH TER, KEY WEST, FL 33040-4209
Document Number0028570816
Book / Page002857 / 000816
Instrument DateMay 22, 2017
Instrument2125512
Transaction TypeTransfer
Record UpdatedJun 19, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address913 18TH TER KEY WEST FL 330404209, KEY WEST, FL 33040-4209

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$617,036 (+5.99%)$861,845 (-4.03%) Land $565,210 Building $296,635
2024$5,035.00 (+1.78%)
2023$4,947.00 (+3.75%) Senior Citizen's exemption$582,182 (+3%)$897,997 (+19.71%) Land $623,444 Building $274,553
2022$4,768.00 Senior Citizen's exemption$565,226$750,140 Land $486,423 Building $263,717

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 532 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies721 units insured
incl. 189 condo units
Nearby Flood Claims473 (1980–2026)
Claims Outside the SFHA3 of 473
Most Recent ClaimJun 2026 · other causes
Claims by Event
  • Hurricane Irma, Sep 2017 · 91 claims
  • Hurricane Wilma, Oct 2005 · 274 claims
  • Hurricane Georges, Oct 1998 · 56 claims

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250

May also be available: Hotwire Communications, Verizon.

Based on FCC filings for 305 locations within half a mile of this property.

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