Monroe County property record for 1006 18th Ter, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,537 sqft · built 1973 |
| Lot Size | 0.156 acres (6,805 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $77,000 (May 1985) |
| Tax Bill | $2,304 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 00056770-000000 |
| Primary APN | 00056770-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,537 sqft Living Area |
| 1st Floor Area | 1,537 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Plywood |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 6,805 sqft (0.156 acres) |
| Garage Type | Covered |
| Garage Area | 396 sqft |
| Pool Area | 352 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 168 sqft |
| Deck Area | 245 sqft |
| Patio Area | 759 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1057266 |
|---|---|
| Street Address | 1006 18TH TER |
| City | KEY WEST |
| State | FL |
| Zip | 33040-4211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF-2 |
| Legal Description | KW PB5-125 PEARLMAN ESTATES THIRD ADDITION LOT 2 BLK 5 OR495-713 OR532-470 OR942-1546 OR3268-1876 OR3268-1877 |
| Legal Range | 25E |
| Legal Township | 67S |
| Legal Section | 34 |
| Legal Subdivision | PEARLMAN ESTATES THIRD ADDITION |
| Legal Block | 5 |
| Legal Lot Number | 2 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 971900 |
1006 18th Ter is owned and occupied by two individuals who acquired it in March 2024.
Source: Monroe County records, as of October 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1006 18TH TER, KEY WEST, FL 33040-4211 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 1985 · Amount on File |
| Deed Sale | May 1, 1985 · Amount on File |
| Prior Sale | Feb 1, 1972 · Amount on File |
| Deed Book / Page | 942 / 1546 |
| Last Transfer Date | Mar 26, 2024 |
| Transfer Doc | 0032681876 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 1006 18th Ter was $2,304 with exemptions applied, up 7% from the year before.
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Key West City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,304.00 (+6.96%) Homeowner's exemption Senior Citizen's exemption | $281,317 | $810,962 Land $516,500 Building $294,462 |
| 2024 | $2,154.00 (+2.57%) | ||
| 2023 | $2,100.00 (+4.79%) Senior Citizen's exemption | $265,427 (+3%) | $856,670 (+28.9%) Land $569,715 Building $286,955 |
| 2022 | $2,004.00 Senior Citizen's exemption | $257,697 | $664,581 Land $444,503 Building $220,078 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1006 18th Ter in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 532 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 721 units insured incl. 189 condo units |
| Nearby Flood Claims | 473 (1980–2026) |
| Claims Outside the SFHA | 3 of 473 |
| Most Recent Claim | Jun 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1006 18th Ter has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Hotwire Communications, Verizon.
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