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1012 18th Ter, Key West, FL 33040 Property Records

Monroe County property record for 1012 18th Ter, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,556 sqft · built 1975
Lot Size0.156 acres (6,805 sqft)
OwnerCompany Name on File
Last Sale$1,000,000 (Dec 2022)
Tax Bill$8,142 (2024)
Deeds & MortgagesDec 2022 Sale
Jul 2020 Mortgage
Flood ZoneZone AE (high risk)
APN00056800-000000

Property Details

APN / Parcel Number

Primary APN00056800-000000
Alternative APNs
  • 01010100056800000000
  • 1057291

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories1 Story
Building Area2,556 sqft Living Area
1st Floor Area2,360 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 2002
Exterior MaterialOther
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area6,805 sqft (0.156 acres)
Lot Dimensions113 ft deep x 60 ft wide
Garage TypeCarport
CarportCarport

Exterior Amenities

Pool Area300 sqft
PorchOpen Porch
Porch Area168 sqft
Patio Area1,559 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1057291
Old Parcel Number01010100056800000000
Street Address1012 18TH TER
CityKEY WEST
StateFL
Zip33040-4211
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKW PB5-125 PEARLMAN ESTATES THIRD ADDITION LOT 5 BLK 5 OR613-584 OR781-1247D/C OR795-1615 OR976-2362 OR1066-2433R/S
Legal Range25E
Legal Township67S
Legal Section34
Legal SubdivisionPEARLMAN ESTATES THIRD ADDITION
Legal Block5
Legal Lot Number5
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group1
Census Block1012
Census Tract971900

Owner

Source: Monroe County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1335 59TH ST, BROOKLYN, NY 11219-5451
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Dec 19, 2022Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Jul 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 19, 2022 · Amount on Record
Deed SaleDec 19, 2022 · Amount on Record
Prior SaleDec 12, 2008 · Amount on Record
Deed Document Number2401099
Deed Book / Page3205 / 1285
Record UpdatedJun 8, 2026

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateDec 19, 2022
Property Address1012 18TH TER, KEY WEST, FL 33040-4211
Document Number0032051285
Book / Page3205 / 1285
Map ReferenceMB 5 PG 125
Instrument DateDec 14, 2022
Instrument2401099
Transaction TypeTransfer
Record UpdatedJan 23, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$7,000.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1620 JAMAICA DR, KEY WEST, FL 33040-5231

Transferred To (Grantee/Buyer)

NameVerified Name
Address1335 59TH ST, BROOKLYN, NY 11219-5451

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address1012 18TH TER, KEY WEST, FL 33040-4211
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0030312411
DateJul 15, 2020
Book Page3031/2411
Instrument2273179
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10271
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJul 1, 2040

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$885,303 (+0.42%) Land $516,500 Building $368,803$885,303 (+0.42%) Land $516,500 Building $368,803
2024$8,142.00 (+3.88%)
2023$7,838.00 (+136.65%)$881,588 (+127.03%) Land $569,715 Building $311,873$881,588 (+14.12%) Land $569,715 Building $311,873
2022$3,312.00 Homeowner's exemption$388,306$772,487 Land $444,503 Building $327,984

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 532 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies721 units insured
incl. 189 condo units
Nearby Flood Claims473 (1980–2026)
Claims Outside the SFHA3 of 473
Most Recent ClaimJun 2026 · other causes
Claims by Event
  • Hurricane Irma, Sep 2017 · 91 claims
  • Hurricane Wilma, Oct 2005 · 274 claims
  • Hurricane Georges, Oct 1998 · 56 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250

May also be available: Hotwire Communications, Verizon.

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