9124 White Oaks Trl, Champlin, MN 55316 Property Records

Hennepin County property record for 9124 White Oaks Trl, Champlin, MN 55316

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.25 ba · 2,306 sqft · built 1995
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,678 (2025)
Deeds & Mortgages	Jul 2018 Line of Credit Feb 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`31-120-21-32-0063`

Property Details

APN / Parcel Number

Primary APN	`31-120-21-32-0063`

Interior

Bedrooms	5 Beds
Full Baths	3.25 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,306 sqft Living Area
Gross Area	3,855 sqft
1st Floor Area	1,192 sqft
2nd Floor Area	1,114 sqft
Basement Area	825 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2005
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	23,958 sqft (0.55 acres)
View / Lot	Lake
Garage Type	Attached
Garage Area	724 sqft
Deck Area	176 sqft
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	9124 WHITE OAKS TRL
City	CHAMPLIN
State	MN
Zip	55316-2674
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 049 BLOCK 001 T ENGSTROMS WHITE OAKS ADDN IRREGULAR
Legal Range	21
Legal Township	120
Legal Section	31
Legal Quarter	32
Legal Subdivision	ENGSTROMS WHITE OAKS ADDN
Legal Block	1
Legal Lot Number	49
Jurisdiction	HENNEPIN MN
Township / Civil Division	CHAMPLIN
Census Block Group	1
Census Block	1001
Census Tract	26907

Owner

9124 White Oaks Trl is owned and occupied by two individuals who acquired it in April 2014.

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	9124 WHITE OAKS TRL, CHAMPLIN, MN 55316-2674
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Feb 20, 2019	Loan Modification, Mortgage · Line of Credit WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2013
Deed Sale	Mar 13, 2013
Prior Sale	Jan 16, 2013 · Amount on File
Deed Document Number	20135058031
Last Transfer Date	Apr 29, 2014
Transfer Doc	0005171356
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	9124 WHITE OAKS TRL, CHAMPLIN, MN 55316-2674
Transaction Type	Mortgage
Record Updated	May 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0T05543332
Date	Jul 5, 2018
Instrument	T05543332

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 20, 2048

February 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HENNEPIN MN
Property Address	9124 WHITE OAKS TRL, CHAMPLIN, MN 55316-2674
Document Number	0005604695
Instrument Date	Feb 20, 2019
Transaction Type	Mortgage
Record Updated	Apr 18, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9124 WHITE OAKS TRL CHAMPLIN MN 553162674, CHAMPLIN, MN 55316-2674

Mortgage

Document Number	0005604695
Date	Apr 8, 2019
Instrument	5604695

Lender

Name	WELLS FARGO BK
Type	Bank
Address	PHOENIX, AZ 85029

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 9124 White Oaks Trl was $6,678.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Champlin City
Unified School District	Anoka-Hennepin Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,678.00	$536,800 Land $126,500 Building $410,300	$536,800 Land $126,500 Building $410,300
2023	$5,599.00 Homeowner's exemption
2022		$495,000 Land $115,000 Building $380,000	$495,000 Land $115,000 Building $380,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9124 White Oaks Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 9124 White Oaks Trl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Champlin serves 23,919 people · EPA ID MN1270006
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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