9103 White Oaks Trl, Champlin, MN 55316 Property Records

Hennepin County property record for 9103 White Oaks Trl, Champlin, MN 55316

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,140 sqft · built 1996
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Apr 2006)
Tax Bill	$6,005 (2025)
Deeds & Mortgages	Dec 2018 Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-120-21-32-0067`

Property Details

APN / Parcel Number

Primary APN	`31-120-21-32-0067`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,140 sqft Living Area
Gross Area	3,569 sqft
1st Floor Area	1,076 sqft
2nd Floor Area	1,064 sqft
Basement Area	745 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2001
Architectural Style	Colonial
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	136 ft deep x 80 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	684 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	168 sqft
Deck Area	180 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Space Heater

Location & Zoning

Street Address	9103 WHITE OAKS TRL
City	CHAMPLIN
State	MN
Zip	55316-2674
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 002 BLOCK 002 T ENGSTROMS WHITE OAKS ADDN E 80X136X81X145
Legal Range	21
Legal Township	120
Legal Section	31
Legal Quarter	32
Legal Subdivision	ENGSTROMS WHITE OAKS ADDN
Legal Block	2
Legal Lot Number	2
Jurisdiction	HENNEPIN MN
Township / Civil Division	CHAMPLIN
Census Block Group	1
Census Block	1008
Census Tract	26907

Owner

9103 White Oaks Trl is owned and occupied by two individuals who bought it in April 2006.

Source: Hennepin County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9103 WHITE OAKS TRL, CHAMPLIN, MN 55316-2674
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage TCF NATIONAL BANK
Nov 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage BELL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2006 · Amount on File
Deed Sale	Apr 13, 2006 · Amount on File
Prior Sale	Nov 2, 1998 · Amount on File
Deed Document Number	2006923258
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	9103 WHITE OAKS TRL, CHAMPLIN, MN 55316-2674
Transaction Type	Mortgage
Record Updated	May 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T05584812
Date	Dec 26, 2018
Instrument	T05584812

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	HOPKINS, MN 55305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	9103 WHITE OAKS TRL, CHAMPLIN, MN 55316-2674
Transaction Type	Mortgage
Record Updated	May 15, 2023
Title Company	TITLE SPECIALIST, TITLE SPECIALISTS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T05773127
Date	Nov 23, 2020
Instrument	T05773127

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 9103 White Oaks Trl was $6,005 with a homeowner's exemption.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Champlin City
Unified School District	Anoka-Hennepin Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,005.00	$491,700 Land $104,500 Building $387,200	$491,700 Land $104,500 Building $387,200
2023	$5,514.00 Homeowner's exemption
2022		$454,000 Land $95,000 Building $359,000	$454,000 Land $95,000 Building $359,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9103 White Oaks Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 9103 White Oaks Trl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Champlin serves 23,919 people · EPA ID MN1270006
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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