9100 White Oaks Trl, Champlin, MN 55316 Property Records

Hennepin County property record for 9100 White Oaks Trl, Champlin, MN 55316

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 1,560 sqft · built 1998
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$177,900 (Aug 1998)
Tax Bill	$5,595 (2025)
Deeds & Mortgages	Apr 2026 Mortgage May 2019 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-120-21-32-0065`

Property Details

APN / Parcel Number

Primary APN	`31-120-21-32-0065`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,560 sqft Living Area
Gross Area	3,261 sqft
1st Floor Area	1,560 sqft
Basement Area	1,051 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Split Level
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	133 ft deep x 80 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	650 sqft
Deck Area	430 sqft
Patio Area	430 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	9100 WHITE OAKS TRL
City	CHAMPLIN
State	MN
Zip	55316-2674
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 051 BLOCK 001 T ENGSTROMS WHITE OAKS ADDN W 80X133X136X151
Legal Range	21
Legal Township	120
Legal Section	31
Legal Quarter	32
Legal Subdivision	ENGSTROMS WHITE OAKS ADDN
Legal Block	1
Legal Lot Number	51
Jurisdiction	HENNEPIN MN
Township / Civil Division	CHAMPLIN
Census Block Group	1
Census Block	1001
Census Tract	26907

Owner

9100 White Oaks Trl is owned and occupied by two individuals who bought it in August 1998.

Source: Hennepin County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9100 WHITE OAKS TRL, CHAMPLIN, MN 55316-2674
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FEDERAL CREDIT UNION
May 2, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AFFINITY PLUS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 1998 · Amount on File
Deed Sale	Aug 26, 1998 · Amount on File
Prior Sale	Oct 8, 1997 · Amount on File
Deed Document Number	1998678263
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Recording Date	Apr 21, 2026
Property Address	9100 WHITE OAKS TRL, CHAMPLIN, MN 55316-2674
Document Number	0006196796
Instrument Date	Apr 6, 2026
Instrument	20266196796
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9100 WHITE OAKS TRL, CHAMPLIN, MN 55316-2674

Mortgage

Document Number	0006196796,
Date	Apr 21, 2026
Instrument	20266196796

Lender

Name	AFFINITY PLUS FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 20, 2041

Interest

Rate Type	Fixed Rate
Rate	5.43%
Initial Type	Fixed Rate
Max Rate	-1%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	9100 WHITE OAKS TRL, CHAMPLIN, MN 55316-2674
Transaction Type	Mortgage
Record Updated	May 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T05610379
Date	May 2, 2019
Instrument	T05610379

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	119 Months
Due	Apr 20, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 9100 White Oaks Trl was $5,595 with a homeowner's exemption, up 4.7% from the year before.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Champlin City
Unified School District	Anoka-Hennepin Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,595.00 (+4.66%) Homeowner's exemption	$460,600 (+2.02%) Land $115,500 Building $345,100	$460,600 (+2.02%) Land $115,500 Building $345,100
2024	$5,346.00 (+0.68%)	$451,500 Land $110,300 Building $341,200	$451,500 Land $110,300 Building $341,200
2023	$5,310.00 Homeowner's exemption
2022		$436,000 Land $105,000 Building $331,000	$436,000 Land $105,000 Building $331,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9100 White Oaks Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 9100 White Oaks Trl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Champlin serves 23,919 people · EPA ID MN1270006
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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