912 Lido Cir E, Niceville, FL 32578 Property Records

Okaloosa County property record for 912 Lido Cir E, Niceville, FL 32578

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,598 sqft · built 2016
Lot Size	0.52 acres (22,652 sqft)
Owner	2 Individual Names on Record
Last Sale	$731,200 (Apr 2021)
Tax Bill	$6,302 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`C56-000-596-1982-5`

Property Details

APN / Parcel Number

Primary APN	`C56-000-596-1982-5`
Alternative APNs	`22-1S-22-4810-000B-0120` `22S1224810000B0120`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,598 sqft Living Area
Gross Area	3,241 sqft
1st Floor Area	2,598 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	22,652 sqft (0.52 acres)
Garage Type	Attached
Garage Area	484 sqft
Driveway	Driveway
Porch	Finished/Open Porch
Porch Area	159 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	912 LIDO CIR E
City	NICEVILLE
State	FL
Zip	32578-4403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LIDO VILLAGE LOT 12 BLK B
Legal Range	22W
Legal Township	01S
Legal Section	22
Legal Subdivision	LIDO VILLAGE
Legal Block	B
Legal Lot Number	12
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	3
Census Block	3014
Census Tract	21002

Owner

Source: Okaloosa County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	912 LIDO CIR E, NICEVILLE, FL 32578-4403
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2021 · Amount on Record
Deed Sale	Apr 16, 2021 · Amount on Record
Prior Sale	Jul 7, 2016 · Amount on Record
Deed Document Number	20213447182
Deed Book / Page	3540 / 77
Prior Transfer Date	Aug 3, 2015
Prior Transfer Doc	0032160914
Record Updated	Jun 8, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Apr 16, 2021
Property Address	912 LIDO CIR E, NICEVILLE, FL 32578-4403
Document Number	0035400077
Book / Page	3540 / 77
Map Reference	MB 5 PG 154
Instrument Date	Apr 16, 2021
Instrument	3447182
Transaction Type	Transfer
Record Updated	May 19, 2021
Title Company	COTTON LAND TITLE INC, COTTON LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,118.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	912 LIDO CIR E, NICEVILLE, FL 32578-4403

Mortgage

Document Number	354078
Date	Apr 16, 2021
Instrument	3540/78

Lender

Name	PACIFIC SUN MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,302.00 (-19.79%) Homeowner's exemption	$566,326 (-13.27%)	$644,893 (-1.24%) Land $95,476 Building $549,417
2023	$7,857.00 (+5%)	$652,963 (+5.92%) Land $88,263 Building $564,700	$652,963 (+5.92%) Land $88,263 Building $564,700
2022	$7,483.00	$616,470 Land $84,060 Building $532,410	$616,470 Land $84,060 Building $532,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 218 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	278 units insured incl. 60 condo units
Nearby Flood Claims	89 (1994–2020)
Claims Outside the SFHA	20 of 89
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Frances, Sep 2004 · 49 claims Hurricane Georges, Sep 1998 · 15 claims Hurricane Opal, Oct 1995 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA COUNTY BLUEWATER BAY-RAINTREE serves 17,592 people · EPA ID FL1460775
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20