905 Lido Cir E, Niceville, FL 32578 Property Records

Okaloosa County property record for 905 Lido Cir E, Niceville, FL 32578

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,423 sqft · built 1983
Lot Size	0.549 acres (23,927 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Jul 2018)
Tax Bill	$4,154 (2025)
Deeds & Mortgages	Jul 2018 Sale
Flood Zone	Zone AE (high risk)
APN	`C56-000-596-1949-4`

Property Details

APN / Parcel Number

Primary APN	`C56-000-596-1949-4`
Alternative APNs	`22-1S-22-4810-000A-0130` `22S1224810000A0130`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,423 sqft Living Area
Gross Area	3,493 sqft
1st Floor Area	1,833 sqft
Upper Floors Area	589 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	23,927 sqft (0.549 acres)
Garage Type	Attached
Garage Area	562 sqft
Porch	Florida Room
Porch Area	209 sqft
Patio Area	299 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	905 LIDO CIR E
City	NICEVILLE
State	FL
Zip	32578-4404
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LIDO VILLAGE LOT 13 BLK A
Legal Range	22W
Legal Township	01S
Legal Section	22
Legal Subdivision	LIDO VILLAGE
Legal Block	A
Legal Lot Number	13
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	3
Census Block	3013
Census Tract	21002

Owner

905 Lido Cir E is owned and occupied by two individuals who bought it in July 2018.

Source: Okaloosa County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	905 LIDO CIR E, NICEVILLE, FL 32578-4404
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2018 · Amount on File
Deed Sale	Jul 16, 2018 · Amount on File
Prior Sale	Sep 10, 2010 · Amount on File
Deed Document Number	20183219727
Deed Book / Page	3359 / 540
Prior Transfer Date	Oct 1, 2007
Prior Transfer Doc	0028091635
Record Updated	Oct 29, 2026

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jul 16, 2018
Property Address	905 LIDO CIR E, NICEVILLE, FL 32578-4404
Document Number	0033590540
Book / Page	003359 / 000540
Instrument Date	Jul 12, 2018
Instrument	3219727
Transaction Type	Transfer
Record Updated	Aug 7, 2018
Title Company	BRADLEY TITLE CORPORATION

Transaction

Amount	Amount on Record
Tax	$2,625.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	28776 LITTLE BIG HORN DR EVERGREEN CO 804396315, EVERGREEN, CO 80439-6315

Tax Assessment & Valuation

The 2025 property tax bill for 905 Lido Cir E was $4,154 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,154.00 Homeowner's exemption	$384,116	$482,206 Land $95,476 Building $386,730
2023	$3,941.00 (+3.96%) Homeowner's exemption	$362,418 (+4.35%)	$479,898 (+7%) Land $88,263 Building $391,635
2022	$3,791.00 Homeowner's exemption	$347,318	$448,518 Land $84,060 Building $364,458

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 905 Lido Cir E in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 218 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	278 units insured incl. 60 condo units
Nearby Flood Claims	89 (1994–2020)
Claims Outside the SFHA	20 of 89
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Frances, Sep 2004 · 49 claims Hurricane Georges, Sep 1998 · 15 claims Hurricane Opal, Oct 1995 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 905 Lido Cir E is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA COUNTY BLUEWATER BAY-RAINTREE serves 17,592 people · EPA ID FL1460775
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20