Okaloosa County property record for 908 Lido Cir E, Niceville, FL 32578
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,060 sqft · built 1981 |
| Lot Size | 0.518 acres (22,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $389,900 (Sep 2018) |
| Tax Bill | $86 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Sep 2018 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | C56-000-596-1981-7 |
| Primary APN | C56-000-596-1981-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,060 sqft Living Area |
| Gross Area | 3,502 sqft |
| 1st Floor Area | 2,060 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 22,583 sqft (0.518 acres) |
| Garage Type | Attached |
| Garage Area | 575 sqft |
| Porch | Florida Room |
| Porch Area | 660 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 908 LIDO CIR E |
|---|---|
| City | NICEVILLE |
| State | FL |
| Zip | 32578-4403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LIDO VILLAGE LOT 11 BLK B & S2 FT OF LOT 10 |
| Legal Range | 22W |
| Legal Township | 01S |
| Legal Section | 22 |
| Legal Subdivision | LIDO VILLAGE |
| Legal Block | B |
| Legal Lot Number | 110 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 21002 |
908 Lido Cir E is owned and occupied by two individuals who bought it in September 2018.
Source: Okaloosa County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 908 LIDO CIR E, NICEVILLE, FL 32578-4403 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 30, 2021 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| Sep 27, 2018 | Warranty Deed, Transfer · VA Mortgage MORTGAGE ONE/SOUTH |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 27, 2018 · Amount on File |
| Deed Sale | Sep 27, 2018 · Amount on File |
| Prior Sale | Mar 16, 2004 · Amount on File |
| Deed Document Number | 20183234685 |
| Deed Book / Page | 3369 / 723 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 908 LIDO CIR E, NICEVILLE, FL 32578-4403 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0035633533 |
|---|---|
| Date | Jul 30, 2021 |
| Book Page | 3563/3533 |
| Instrument | 3476141 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Sep 27, 2018 |
| Property Address | 908 LIDO CIR E, NICEVILLE, FL 32578-4403 |
| Document Number | 0033690723 |
| Book / Page | 003369 / 000723 |
| Instrument Date | Sep 24, 2018 |
| Instrument | 3234685 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2018 |
| Title Company | BRIGHT LIGHT LAND TITLE COMPANY LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,729.30 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 908 LIDO CIR E NICEVILLE FL 325784403, NICEVILLE, FL 32578-4403 |
| Document Number | 33690725 |
|---|---|
| Date | Sep 27, 2018 |
| Book Page | 003369/000725 |
| Instrument | 3234686 |
| Name | MORTGAGE ONE/SOUTH |
|---|---|
| Type | Mortgage Company |
| Address | FORT WALTON BEACH, FL 32548 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 26, 2048 |
The 2025 property tax bill for 908 Lido Cir E was $86 with exemptions applied.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $86.00 Homeowner's exemption Veteran's exemption | $313,136 | $390,914 Land $95,476 Building $295,438 |
| 2023 | $3,085.00 (+2.66%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $295,448 (+3%) | $391,490 (+5.84%) Land $88,263 Building $303,227 |
| 2022 | $3,005.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $286,843 | $369,876 Land $84,060 Building $285,816 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 908 Lido Cir E in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 218 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 278 units insured incl. 60 condo units |
| Nearby Flood Claims | 89 (1994–2020) |
| Claims Outside the SFHA | 20 of 89 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 908 Lido Cir E is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA COUNTY BLUEWATER BAY-RAINTREE serves 17,592 people · EPA ID FL1460775 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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