908 Borders Rd, Shelby, NC 28150 Property Records

Cleveland County property record for 908 Borders Rd, Shelby, NC 28150 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1,441 sqft · built 1963
Lot Size	0.306 acres (13,329 sqft)
Owner	Individual Name on File
Last Sale	$207,000 (Sep 2023)
Tax Bill	$1,129 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Mar 2023 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25493`

Property Details

APN / Parcel Number

Primary APN	`25493`
Alternative APNs	`1358936` `187001`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,441 sqft Finished Area

Exterior

Year Built	Built 1963
Effective Year Built	Effective 2005
Exterior Material	Brick
Lot Area	13,329 sqft (0.306 acres)
Lot Dimensions	185 ft deep x 68 ft wide
Porch	Porch
Porch Area	196 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1358936
Street Address	908 BORDERS RD
City	SHELBY
State	NC
Zip	28150-9762
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.306 AC BORDERS RD
Legal Block	5
Legal Lot Number	33
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1011
Census Tract	950701

Owner

Source: Cleveland County records · APN 25493

Assessment roll updated September 30, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	908 BORDERS RD, SHELBY, NC 28150-9762
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 14, 2023	Warranty Deed, Transfer · Construction Mortgage OLD NORTH CAPITAL INVESTMENTS LLC
Jan 18, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 29, 2023 · Amount on Record
Deed Sale	Sep 29, 2023 · Amount on Record
Prior Sale	Mar 14, 2023 · Amount on Record
Deed Document Number	2023200092529
Record Updated	Sep 20, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Sep 29, 2023
Property Address	908 BORDERS RD, SHELBY, NC 28150-9762
Document Number	0019071229
Book / Page	1907 / 1229
Instrument Date	Sep 29, 2023
Instrument	200092529
Transaction Type	Transfer
Record Updated	Oct 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$414.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7404 WALLACE LN, CHARLOTTE, NC 28212-6933

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 BORDERS RD, SHELBY, NC 28150-9762

Mortgage

Document Number	0019071234
Date	Sep 29, 2023
Instrument	1907/1234

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2053

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Mar 14, 2023
Property Address	908 BORDERS RD, SHELBY, NC 28150-9762
Document Number	0018940750
Book / Page	1894 / 750
Instrument Date	Mar 13, 2023
Instrument	200084967
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	TRYON TITLE RALEIGH

Transaction

Amount	Amount Recorded
Tax	$164.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3308 TOLLEY ST, CLAREMONT, NC 28610-8554

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7404 WALLACE LN, CHARLOTTE, NC 28212-6933

Mortgage

Document Number	0018940753
Date	Mar 14, 2023
Book Page	1894/753
Instrument	200084968

Lender

Name	OLD NORTH CAPITAL INVESTMENTS LLC
Type	Non-Lending Institution
Address	TUCSON, AZ 85704

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jan 18, 2023
Property Address	908 BORDERS RD, SHELBY, NC 28150-9762
Document Number	0018902650
Book / Page	1890 / 2650
Instrument Date	Jan 12, 2023
Instrument	200082961
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Tax	$86.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1588, SHELBY, NC 28151-1588

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3308 TOLLEY ST, CLAREMONT, NC 28610-8554

Tax Assessment & Valuation

Source: Cleveland County records · Assessment roll updated September 30, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$177,931 (-) Land $13,090 Building $164,841	$177,931 (-) Land $13,090 Building $164,841
2025	$1,129.00	$177,931 (+1,207.84%) Land $13,090 Building $164,841	$177,931 (+1,207.84%) Land $13,090 Building $164,841
2023		$13,605 Land $10,846 Building $2,759	$13,605 Land $10,846 Building $2,759

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cleveland County (37045C), updated March 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370459507011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 3,226 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 136 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Ripple Fiber	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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