912 8th Ave E, Spencer, IA 51301 Property Records

Clay County property record for 912 8th Ave E, Spencer, IA 51301

Property Summary

Property TypeDuplex
Details1 bd · 1 ba · 676 sqft · built 1953
Lot Size0.244 acres (10,650 sqft)
OwnerIndividual Name on Record
Last Sale$80,000 (Dec 2007)
Tax Bill$2,378 (2025)
Flood ZoneZone X (minimal risk)
APN963607430001

Property Details

APN / Parcel Number

Primary APN963607430001

Interior

Bedrooms1 Bed
Full Baths1 Bath
Half Baths1 Half Bath
Total Rooms3 Rooms
Stories1 Story
Building Area676 sqft Total Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Architectural StyleDuplex Single
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area10,650 sqft (0.244 acres)
Lot Dimensions75 ft deep x 142 ft wide
Garage TypeAttached
Garage Area308 sqft
Parking Spaces1 Parking Space
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Water SourceCommercial

Location & Zoning

Street Address912 8TH AVE E
CitySPENCER
StateIA
Zip51301-4909
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionW 1/2 5 5 2ND COLLEGE ALL 6 5 2ND COLLEGE
Legal Range36W
Legal Township96N
Legal Section7
Legal SubdivisionCOLLEGE 2ND ADDITION
JurisdictionCLAY IA
Township / Civil DivisionSPENCER
Census Block Group3
Census Block3056
Census Tract80200

Owner

Source: Clay County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address912 8TH AVE E, SPENCER, IA 51301-4909
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 7, 2007 · Amount on Record
Deed SaleDec 7, 2007 · Amount on Record
Deed Document Number20073731
Deed Book / Page2007 / 3731
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Clay County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
CountyClay County
MunicipalitySpencer City
Unified School DistrictSpencer Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,378.00 Homeowner's exemption$188,610 (+12.83%) Land $31,100 Building $157,510$188,610 (+12.83%) Land $31,100 Building $157,510
2024$2,378.00 (+3.03%)
2023$167,160 Land $21,770 Building $145,390$167,160 Land $21,770 Building $145,390
2022$2,308.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPENCER MUNICIPAL WATER UTILITY
serves 11,325 people · EPA ID IA2171071
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spencer Municipal Utilities
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
AT&T
Fixed Wireless
100 / 20

May also be available: GigFire, Nextlink, Verizon.

Nearby Properties on 8th Ave E

Nearby Streets

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