804 8th Ave E, Spencer, IA 51301 Property Records

Clay County property record for 804 8th Ave E, Spencer, IA 51301

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 640 sqft · built 1947
Lot Size	0.081 acres (3,550 sqft)
Owner	Company Name on File
Last Sale	$33,500 (Aug 2010)
Tax Bill	$1,184 (2025)
Deeds & Mortgages	Apr 2026 Transfer Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`963607433007`

Property Details

APN / Parcel Number

Primary APN	`963607433007`
Alternative APN	`64096360743300700`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	640 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,550 sqft (0.081 acres)
Lot Dimensions	50 ft deep x 71 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	804 8TH AVE E
City	SPENCER
State	IA
Zip	51301-4907
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 71' 7 8 2ND COLLEGE
Legal Range	36W
Legal Township	96N
Legal Section	7
Legal Subdivision	COLLEGE 2ND ADDITION
Jurisdiction	CLAY IA
Township / Civil Division	SPENCER
Census Block Group	3
Census Block	3059
Census Tract	80200

Owner

Source: Clay County assessment roll, as of September 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1201 11TH AVE SE, SPENCER, IA 51301-6014
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Dec 2, 2022	Warranty Deed, Transfer · Conventional Mortgage NORTHWEST BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 25, 2010 · Amount on Record
Deed Sale	Aug 25, 2010 · Amount on Record
Deed Document Number	20102246
Deed Book / Page	2010 / 2246
Last Transfer Date	Apr 10, 2026
Transfer Doc	0000000848
Record Updated	Sep 20, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY IA
Recording Date	Apr 13, 2026
Property Address	804 8TH AVE E, SPENCER, IA 51301-4907
Document Number	0000000848
Book / Page	2026 / 848
Instrument Date	Apr 10, 2026
Instrument	2026848
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	1201 11TH AVE SE, SPENCER, IA 51301-6014

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IA
Recording Date	Dec 2, 2022
Property Address	804 8TH AVE E, SPENCER, IA 51301-4907
Document Number	02022/3081
Book / Page	2022 / 3081
Instrument Date	Nov 29, 2022
Instrument	2022 3081
Transaction Type	Transfer
Record Updated	Oct 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$117.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1403 MARKS CT, SPENCER, IA 51301-2829

Mortgage

Document Number	02022/3082
Date	Dec 2, 2022
Book Page	2022/3082
Instrument	2022 3082

Lender

Name	NORTHWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Clay County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clay County
Municipality	Spencer City
Unified School District	Spencer Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,184.00	$80,150 (+8.46%) Land $13,420 Building $66,730	$80,150 (+8.46%) Land $13,420 Building $66,730
2024	$1,184.00 (+21.56%)
2023		$73,900 (+33.63%) Land $10,350 Building $63,550	$73,900 (+33.63%) Land $10,350 Building $63,550
2022	$974.00	$55,300 Land $10,350 Building $44,950
2021			$55,300 Land $10,350 Building $44,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPENCER MUNICIPAL WATER UTILITY serves 11,325 people · EPA ID IA2171071
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spencer Municipal Communications Utility Fiber	1,000 / 1,000
Mediacom Communications Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: AMG Technology Investment Group, LTD Broadband, Verizon.

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