Clay County property record for 809 8th Ave E, Spencer, IA 51301 · Last verified February 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1958 |
| Square Footage | 1,192 sqft Living Area |
| Lot Size | 5,250 sqft (0.12 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $165,000 (2025) |
| Tax Bill | $2,546.00 (2024) |
| Primary APN | 963607432009 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,192 sqft Living Area |
| 1st Floor | 864 sqft 1st Floor |
| Basement Area | 864 sqft Basement |
| Finished Basement | 375 sqft Finished |
| Game Room | Game Room |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1958 |
|---|---|
| Architectural Style | Ranch Style |
| Exterior Material | Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Block Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Shingle Roof |
| Lot Area | 5,250 sqft (0.12 acres) |
| Depth X Width | 75 ft x 70 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 440 sqft Garage |
| Patio Area | 192 sqft Patio |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Water Source | Commercial Water Source |
| Old Parcel Number | 64096360743200900 |
|---|---|
| Street Address | 809 8TH AVE E |
| City | SPENCER |
| State | IA |
| Zip | 51301-4908 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | N 70' OF E 1/2 11 9 2ND COLLEGE N 70' 12 9 2ND COLL |
| Legal Range | 36 |
| Legal Township | 17 |
| Legal Section | 07 |
| Legal Subdivision | COLLEGE 2ND ADDITION |
| Jurisdiction | CLAY IA |
| Minor Civil Division | SPENCER |
| Census Blockgroup | 3 |
| Census Block | 3060 |
| Census Tract | 80200 |
Source: Clay County records · APN 963607432009
Assessment roll updated May 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Owner on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 809 8TH AVE E, SPENCER, IA 51301-4908 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK |
| Feb 17, 2026 | Deed of Trust, Mortgage · Stand Alone Second Mortgage CENTRAL BANK |
| Jan 12, 2011 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Aug 25, 2010 | Deed of Trust, Mortgage · Conventional Mortgage FARMERS TRUST AND SAVINGS BANK |
| Dec 22, 2025 | Warranty Deed, Transfer · Conventional Mortgage CENTRAL BANK |
| May 10, 2023 | Warranty Deed, Transfer · Conventional Mortgage NORTHWEST BANK |
| May 30, 2018 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage MARKETPLACE MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Known Transactions |
|
| Deed Doc Number | 2025 2997 |
| Deed Book / Page | 2025 / 2997 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IA |
| Property Address | 809 8TH AVE E, SPENCER, IA 51301-4908 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 413 JEFFRIES ST, CHEROKEE, IA 51012-1425 |
| Document Number | 002026/388 |
|---|---|
| Date | Feb 17, 2026 |
| Book Page | 2026/388 |
| Instrument | 2026 388 |
| Name | CENTRAL BANK |
|---|---|
| Type | Bank |
| Address | SPIRIT LAKE, IA 51360 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IA |
| Property Address | 809 8TH AVE E, SPENCER, IA 51301-4908 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 809 8TH AVE E, SPENCER, IA 51301-4908 |
| Document Number | 002026/389 |
|---|---|
| Date | Feb 17, 2026 |
| Book Page | 2026/389 |
| Instrument | 2026 389 |
| Name | CENTRAL BANK |
|---|---|
| Type | Bank |
| Address | OKOBOJI, IA 51355 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IA |
| Property Address | 809 8TH AVE E, SPENCER, IA 51301-4908 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02011/0104 |
|---|---|
| Date | Jan 12, 2011 |
| Book Page | 2011/0104 |
| Instrument | 2011 0104 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | DEERFIELD BEACH, FL 33442 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IA |
| Property Address | 809 8TH AVE E, SPENCER, IA 51301-4908 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02010/2262 |
|---|---|
| Date | Aug 25, 2010 |
| Book Page | 2010/2262 |
| Instrument | 2010 2262 |
| Name | FARMERS TRUST AND SAVINGS BANK |
|---|---|
| Address | SPENCER, IA 51301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Aug 16, 2011 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY IA |
| Recording Date | Dec 22, 2025 |
| Property Address | 809 8TH AVE E, SPENCER, IA 51301-4908 |
| Document Number | 02025/2997 |
| Book / Page | 2025 / 2997 |
| Instrument Date | Dec 15, 2025 |
| Instrument | 2025 2997 |
| Transaction Type | Transfer |
| Record Updated | Feb 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $263.20 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 809 8TH AVE E, SPENCER, IA 51301-4908 |
| Document Number | 0020252998 |
|---|---|
| Date | Dec 22, 2025 |
| Instrument | 2025 2998 |
| Name | CENTRAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY IA |
| Recording Date | May 10, 2023 |
| Property Address | 809 8TH AVE E, SPENCER, IA 51301-4908 |
| Document Number | 002023/835 |
| Book / Page | 2023 / 835 |
| Instrument Date | Apr 24, 2023 |
| Instrument | 2023 835 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $236.80 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 809 8TH AVE E, SPENCER, IA 51301-4908 |
| Document Number | 0002023836 |
|---|---|
| Date | May 10, 2023 |
| Instrument | 2023 836 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY IA |
| Recording Date | May 30, 2018 |
| Property Address | 809 8TH AVE E, SPENCER, IA 51301-4908 |
| Document Number | 02018/1408 |
| Book / Page | 2018 / 1408 |
| Instrument Date | May 19, 2018 |
| Instrument | 000000001408 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 809 8TH AVE E, SPENCER, IA 51301-4908 |
| Document Number | 0000002018/0000001409 |
|---|---|
| Date | May 30, 2018 |
| Book Page | 0000002018/0000001409 |
| Instrument | 000000001409 |
| Name | MARKETPLACE MORTGAGE LLC |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Jan 01, 2048 |
Source: Clay County records · Assessment roll updated May 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Clay County |
| Municipality | Spencer City |
| Unified School District | Spencer Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $168,360 (-6.09%) Land $17,890 Building $150,470 | $168,360 (-6.09%) Land $17,890 Building $150,470 | |
| 2024 | $2,546.00 (-2%) | ||
| 2023 | $179,270 (+21.56%) Land $13,800 Building $165,470 | $179,270 (+21.56%) Land $13,800 Building $165,470 | |
| 2022 | $2,598.00 | $147,470 Land $13,800 Building $133,670 | |
| 2021 | $147,470 Land $13,800 Building $133,670 |
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