Floyd County property record for 912 2nd Ave, Floyd, IA 50435
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,388 sqft · built 2007 |
| Lot Size | 0.129 acres (5,632 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,160 (2026) |
| Deeds & Mortgages | Oct 2025 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 071645900700 |
| Primary APN | 071645900700 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,388 sqft Living Area |
| 1st Floor Area | 353 sqft |
| Basement Area | 353 sqft |
| Unfinished Basement | 353 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,632 sqft (0.129 acres) |
| Lot Dimensions | 8 ft deep x 2 ft wide |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 55 sqft |
| Patio Area | 176 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 912 2ND AVE |
|---|---|
| City | FLOYD |
| State | IA |
| Zip | 50435-2212 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FLOYD PT 12-13-14EX S18' OF PT LOT 12BLO CK 2 RGN 5 |
| Legal Subdivision | FLOYD |
| Legal Block | 2 |
| Legal Lot Number | 12 |
| Jurisdiction | FLOYD IA |
| Township / Civil Division | FLOYD |
| Census Block Group | 1 |
| Census Block | 1054 |
| Census Tract | 480100 |
912 2nd Ave, a single family home, is owned by an individual.
Source: Floyd County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1683 ROTARY PARK RD, CHARLES CITY, IA 50616-9075 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLOYD IA |
| Property Address | 912 2ND AVE, FLOYD, IA 50435-2212 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2025 |
| Name | Verified Name |
|---|
| Document Number | 02025/2168 |
|---|---|
| Date | Oct 31, 2025 |
| Book Page | 2025/2168 |
| Instrument | 2025 2168 |
| Name | FIRST SECURITY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | CHARLES CITY, IA 50616 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 30, 2035 |
The 2026 property tax bill for 912 2nd Ave was $1,160.
Source: Floyd County assessment roll, as of January 13, 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Floyd County |
| Municipality | Floyd City |
| Unified School District | Charles City Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,160.00 | $83,630 (-) Land $5,040 Building $78,590 | $83,630 (-) Land $5,040 Building $78,590 |
| 2025 | $1,160.00 | $83,630 Land $5,040 Building $78,590 | $83,630 Land $5,040 Building $78,590 |
| 2023 | $111,620 (+19.93%) Land $5,040 Building $106,580 | $111,620 Land $5,040 Building $106,580 | |
| 2022 | $1,584.00 | $93,070 Land $5,040 Building $88,030 | |
| 2021 | $93,070 Land $5,040 Building $88,030 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 912 2nd Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 5 (2004–2008) |
| Most Recent Claim | Jun 2008 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 912 2nd Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 98.1% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLOYD MUNI WATER SUPPLY serves 313 people · EPA ID IA3414044 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 10 ppb (2021–2023) action level 15 ppb |
| Water Quality | Di(2-ethylhexyl) phthalate resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| OmniTel-Interstate Cablevision Fiber | 8,000 / 8,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GigFire.
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