709 2nd Ave, Floyd, IA 50435 Property Records

Floyd County property record for 709 2nd Ave, Floyd, IA 50435

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 660 sqft · built 1954
Lot Size0.103 acres (4,488 sqft)
Owner2 Individual Names on File
Tax Bill$334 (2026)
Flood ZoneZone X (minimal risk)
APN071645300500

Property Details

APN / Parcel Number

Primary APN071645300500

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area660 sqft Living Area
1st Floor Area660 sqft
Basement Area660 sqft
Unfinished Basement660 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,488 sqft (0.103 acres)
Lot Dimensions68 ft deep x 66 ft wide
Garage TypeAttached
Garage Area360 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address709 2ND AVE
CityFLOYD
StateIA
Zip50435
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFLOYD S67.5' ALLEY & FLOYD W34' LTS 14-16 BLOCK 3 RGN 3
Legal SubdivisionFLOYD
Legal Block3
Legal Lot Number14-16
JurisdictionFLOYD IA
Township / Civil DivisionFLOYD
Census Block Group1
Census Block1057
Census Tract480100

Owner

709 2nd Ave, a single family home, is owned by two individuals.

Source: Floyd County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address2964 360TH ST, OSAGE, IA 50461-8517
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 709 2nd Ave was $334.

Source: Floyd County assessment roll, as of January 13, 2026

Property Jurisdictions

TypeName
StateIowa
CountyFloyd County
MunicipalityFloyd City
Unified School DistrictCharles City Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$334.00$24,070 (-) Land $4,750 Building $19,320$24,070 (-) Land $4,750 Building $19,320
2025$334.00$24,070 Land $4,750 Building $19,320$24,070 Land $4,750 Building $19,320
2023$30,800 (+20.74%) Land $4,750 Building $26,050$30,800 Land $4,750 Building $26,050
2022$282.00$25,510 Land $4,750 Building $20,760
2021$25,510 Land $4,750 Building $20,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 709 2nd Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims5 (2004–2008)
Most Recent ClaimJun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 709 2nd Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFLOYD MUNI WATER SUPPLY
serves 313 people · EPA ID IA3414044
Water SourceGroundwater
Last State InspectionNov 2025
Lead10 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityDi(2-ethylhexyl) phthalate
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
OmniTel-Interstate Cablevision
Fiber
8,000 / 8,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: GigFire.

Nearby Properties on 2nd Ave

Nearby Streets

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