608 2nd Ave, Floyd, IA 50435 Property Records

Floyd County property record for 608 2nd Ave, Floyd, IA 50435

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1973
Lot Size	0.224 acres (9,744 sqft)
Owner	2 Individual Names on File
Last Sale	$123,000 (Sep 2025)
Tax Bill	$836 (2026)
Deeds & Mortgages	Apr 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`071645600300`

Property Details

APN / Parcel Number

Primary APN	`071645600300`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,744 sqft (0.224 acres)
Lot Dimensions	116 ft deep x 84 ft wide
Garage Type	Detached
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Patio Area	95 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	608 2ND AVE
City	FLOYD
State	IA
Zip	50435
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 1 & E 20.71' LT 2 SD LT 8 SE16-96-16
Legal Range	16W
Legal Township	96N
Legal Section	16
Legal Subdivision	IRREGULAR SURVEY
Legal Lot Number	1-2,8
Jurisdiction	FLOYD IA
Township / Civil Division	FLOYD
Census Block Group	1
Census Block	1059
Census Tract	480100

Owner

608 2nd Ave is owned and occupied by two individuals who bought it in September 2025.

Source: Floyd County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	608 2ND AVE, FLOYD, IA 50435
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2025 · Amount on File
Deed Sale	Sep 3, 2025 · Amount on File
Prior Sale	Mar 10, 2022 · Amount on File
Deed Document Number	20251723
Deed Book / Page	2025 / 1723
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD IA
Property Address	608 2ND AVE, FLOYD, IA 50435
Transaction Type	Mortgage
Record Updated	Jun 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02023/0525
Date	Apr 3, 2023
Book Page	2023/0525
Instrument	2023 0525

Lender

Name	AMERICAN PACIFIC MTG CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2038

Tax Assessment & Valuation

The 2026 property tax bill for 608 2nd Ave was $836 with a homeowner's exemption.

Source: Floyd County assessment roll, as of January 13, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Floyd County
Municipality	Floyd City
Unified School District	Charles City Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$836.00 Homeowner's exemption	$71,160 (-) Land $8,060 Building $63,100	$71,160 (-) Land $8,060 Building $63,100
2025	$836.00 Homeowner's exemption	$71,160 Land $8,060 Building $63,100	$71,160 Land $8,060 Building $63,100
2023		$92,600 (+40.18%) Land $8,060 Building $84,540	$92,600 Land $8,060 Building $84,540
2022	$1,124.00	$66,060 Land $8,060 Building $58,000
2021			$66,060 Land $8,060 Building $58,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 608 2nd Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (2004–2008)
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 608 2nd Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLOYD MUNI WATER SUPPLY serves 313 people · EPA ID IA3414044
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	10 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Di(2-ethylhexyl) phthalate resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OmniTel-Interstate Cablevision Fiber	8,000 / 8,000
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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