9115 Windstone Dr, Ooltewah, TN 37363 Property Records

Hamilton County property record for 9115 Windstone Dr, Ooltewah, TN 37363

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,051 sqft · built 1993
Lot Size	0.788 acres (34,347 sqft)
Owner	2 Individual Names on File
Last Sale	$729,900 (Feb 2022)
Tax Bill	$2,998 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`171M B 005`

Property Details

APN / Parcel Number

Primary APN	`171M B 005`
Alternative APN	`0000121005`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,051 sqft Living Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	34,347 sqft (0.788 acres)
Lot Dimensions	257 ft deep x 117 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000121005
Street Address	9115 WINDSTONE DR
City	OOLTEWAH
State	TN
Zip	37363-9360
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	4 LOT 39 FOUNTAINGATE FOUNTAIN OAKS SEC 40-99 OUT OF 171-50 FOR 1987
Legal Subdivision	FOUNTAINGATE
Legal Lot Number	39
Jurisdiction	HAMILTON TN
Township / Civil Division	7
Census Block Group	4
Census Block	4006
Census Tract	11325

Owner

9115 Windstone Dr is owned and occupied by two individuals who bought it in February 2022.

Source: Hamilton County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9115 WINDSTONE DR, OOLTEWAH, TN 37363-9360
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2022	Warranty Deed, Transfer · Conventional Mortgage PLUS RELOCATION MORTGAGE LLC
Oct 8, 2021	Warranty Deed, Transfer · VA Mortgage PLATINUM FINANCIAL FUNDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2022 · Amount on File
Deed Sale	Feb 7, 2022 · Amount on File
Prior Sale	Oct 8, 2021 · Amount on File
Deed Document Number	20220207326
Deed Book / Page	12837 / 419
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Feb 7, 2022
Property Address	9115 WINDSTONE DR, OOLTEWAH, TN 37363-9360
Document Number	0000000326
Book / Page	12837 / 419
Map Reference	MB 40 PG 99
Instrument Date	Feb 4, 2022
Instrument	2022020700326
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	REALTY CENTER TITLE AND ESCROW L, REALTY CENTER TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,700.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9115 WINDSTONE DR, OOLTEWAH, TN 37363-9360

Mortgage

Document Number	0012837422
Date	Feb 7, 2022
Instrument	12837/422

Lender

Name	PLUS RELOCATION MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Oct 8, 2021
Property Address	9115 WINDSTONE DR, OOLTEWAH, TN 37363-9360
Document Number	0000000210
Book / Page	12684 / 966
Map Reference	MB 40 PG 99
Instrument Date	Oct 7, 2021
Instrument	2021100800210
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TITLE & GUARANTY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,649.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9115 WINDSTONE DR, OOLTEWAH, TN 37363-9360

Mortgage

Document Number	0012684969
Date	Oct 8, 2021
Instrument	12684/969

Lender

Name	PLATINUM FINANCIAL FUNDING LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 9115 Windstone Dr was $2,998, up 6.9% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,998.00 (+6.88%)	$197,825 (+57.76%)	$791,300 (+57.76%) Land $100,000 Building $691,300
2024	$2,805.00 (-0.32%)	$125,400 (-)	$501,600 (-) Land $60,000 Building $441,600
2023	$2,814.00	$125,400	$501,600 Land $60,000 Building $441,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9115 Windstone Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9115 Windstone Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 51% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Spectrum, T-Mobile.

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