9105 Windstone Dr, Ooltewah, TN 37363 Property Records

Hamilton County property record for 9105 Windstone Dr, Ooltewah, TN 37363

Property Summary

Property Type	Single Family Home
Details	5 ba · 4,260 sqft · built 1990
Lot Size	0.665 acres (29,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Jun 2020)
Tax Bill	$2,581 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`171M B 002`

Property Details

APN / Parcel Number

Primary APN	`171M B 002`
Alternative APN	`0000121002`

Interior

Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,260 sqft Living Area

Exterior

Year Built	Built 1990
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	29,000 sqft (0.665 acres)
Lot Dimensions	232 ft deep x 125 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000121002
Street Address	9105 WINDSTONE DR
City	OOLTEWAH
State	TN
Zip	37363-9360
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 36 FOUNTAINGATE FOUNTAIN OAKS SEC 40-99 OUT OF 171-50 FOR 1987
Legal Subdivision	FOUNTAINGATE
Legal Lot Number	36
Jurisdiction	HAMILTON TN
Township / Civil Division	7
Census Block Group	4
Census Block	4006
Census Tract	11325

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9105 WINDSTONE DR, OOLTEWAH, TN 37363-9360
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2020	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MTG
Dec 15, 2017	Warranty Deed, Transfer · ARM ASCEND FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2020 · Amount on Record
Deed Sale	Jun 29, 2020 · Amount on Record
Prior Sale	Dec 15, 2017 · Amount on Record
Deed Document Number	2020062900317
Deed Book / Page	12053 / 971
Record Updated	Jun 8, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jun 29, 2020
Property Address	9105 WINDSTONE DR, OOLTEWAH, TN 37363-9360
Document Number	0629000317
Book / Page	012053 / 000971
Instrument Date	Jun 26, 2020
Instrument	200629000317
Transaction Type	Transfer
Record Updated	Aug 14, 2020
Title Company	FIRST CHOICE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,665.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	9105 WINDSTONE DR OOLTEWAH TN 373639360, OOLTEWAH, TN 37363-9360

Mortgage

Document Number	629000318
Date	Jun 29, 2020
Book Page	012053/000974
Instrument	200629000318

Lender

Name	ATLANTIC BAY MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2050

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Dec 15, 2017
Property Address	9105 WINDSTONE DR, OOLTEWAH, TN 37363-9360
Document Number	0000000147
Book / Page	11228 / 425
Map Reference	MB8630 PG233
Instrument Date	Dec 15, 2017
Instrument	2017121500147
Transaction Type	Transfer
Record Updated	May 11, 2022
Title Company	CUMBERLAND TITLE & GUARANTY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,507.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9105 WINDSTONE DR, OOLTEWAH, TN 37363-9360

Mortgage

Document Number	0000000148
Date	Dec 15, 2017
Instrument	2017121500148

Lender

Name	ASCEND FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Max Rate At Change	53.7%
Index	1-Year CMT
Margin	2

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,581.00 (+7.54%)	$170,300 (+58.71%)	$681,200 (+58.71%) Land $100,000 Building $581,200
2024	$2,400.00 (-0.37%)	$107,300 (-)	$429,200 (-) Land $60,000 Building $369,200
2023	$2,409.00	$107,300	$429,200 Land $60,000 Building $369,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 51% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Spectrum, T-Mobile.

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