9110 Windstone Dr, Ooltewah, TN 37363 Property Records

Hamilton County property record for 9110 Windstone Dr, Ooltewah, TN 37363

Property Summary

Property Type	Single Family Home
Details	5 ba · 4,640 sqft · built 1987
Lot Size	1.29 acres (56,192 sqft)
Owner	2 Individual Names on File
Last Sale	$395,000 (Feb 2020)
Tax Bill	$3,310 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Jul 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`171M B 026`

Property Details

APN / Parcel Number

Primary APN	`171M B 026`
Alternative APN	`0000121027`

Interior

Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,640 sqft Living Area

Exterior

Year Built	Built 1987
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	56,192 sqft (1.29 acres)
Lot Dimensions	295 ft deep x 190 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000121027
Street Address	9110 WINDSTONE DR
City	OOLTEWAH
State	TN
Zip	37363-9359
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 57 FOUNTAINGATE FOUNTAIN OAKS SEC 40-99 OUT OF 171-50 FOR 1987
Legal Subdivision	FOUNTAINGATE
Legal Lot Number	57
Jurisdiction	HAMILTON TN
Township / Civil Division	7
Census Block Group	4
Census Block	4010
Census Tract	11325

Owner

9110 Windstone Dr is owned and occupied by two individuals who bought it in February 2020.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	2 Individual Names on File
Mailing Address	9110 WINDSTONE DR, OOLTEWAH, TN 37363-9359
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2021	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Jul 11, 2024	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Sep 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST OPTION MTG
Feb 20, 2020	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE INVTRS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2020 · Amount on File
Deed Sale	Feb 20, 2020 · Amount on File
Prior Sale	Dec 13, 2016 · Amount on File
Deed Document Number	2020022000052
Deed Book / Page	11913 / 881
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	9110 WINDSTONE DR, OOLTEWAH, TN 37363-9359
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000063
Date	Mar 12, 2021
Book Page	12395/699
Instrument	2021031200063

Lender

Name	TRUIST BANK
Type	Bank
Address	NASHVILLE, TN 37219

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	9110 WINDSTONE DR, OOLTEWAH, TN 37363-9359
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9110 WINDSTONE DR, OOLTEWAH, TN 37363-9359

Mortgage

Document Number	0000000050
Date	Jul 11, 2024
Book Page	13646/137
Instrument	2024071100050

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	9110 WINDSTONE DR, OOLTEWAH, TN 37363-9359
Document Number	1002000058
Instrument Date	Sep 28, 2020
Transaction Type	Mortgage
Record Updated	Oct 26, 2020
Title Company	COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9110 WINDSTONE DR OOLTEWAH TN 373639359, OOLTEWAH, TN 37363-9359

Mortgage

Document Number	1002000058
Date	Oct 2, 2020
Book Page	012175/000599
Instrument	201002000058

Lender

Name	FIRST OPTION MTG
Type	Mortgage Company
Address	ATLANTA, GA 30339-3024

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Feb 20, 2020
Property Address	9110 WINDSTONE DR, OOLTEWAH, TN 37363-9359
Document Number	0220000052
Book / Page	011913 / 000881
Instrument Date	Feb 14, 2020
Instrument	200220000052
Transaction Type	Transfer
Record Updated	Mar 11, 2020
Title Company	LEHMAN TITLE AND ESCROW LLC, LEHMAN TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,462.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9110 WINDSTONE DR OOLTEWAH TN 373639359, OOLTEWAH, TN 37363-9359

Mortgage

Document Number	220000053
Date	Feb 20, 2020
Book Page	011913/000884
Instrument	200220000053

Lender

Name	MORTGAGE INVTRS
Type	Mortgage Company
Address	KNOXVILLE, TN 37923

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 19, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 9110 Windstone Dr was $3,310, up 33% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,310.00 (+32.99%)	$218,400 (+96.31%)	$873,600 (+96.31%) Land $240,000 Building $633,600
2024	$2,489.00 (-0.36%)	$111,250 (-)	$445,000 (-) Land $60,000 Building $385,000
2023	$2,498.00	$111,250	$445,000 Land $60,000 Building $385,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9110 Windstone Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9110 Windstone Dr is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 82% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Spectrum, T-Mobile.

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