9115 Downing Rd, Birch Run, MI 48415 Property Records

Saginaw County property record for 9115 Downing Rd, Birch Run, MI 48415

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,838 sqft · built 2008
Lot Size	0.823 acres (35,850 sqft)
Owner	2 Individual Names on Record
Last Sale	$21,600 (May 2003)
Tax Bill	$4,012 (2025)
Deeds & Mortgages	Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-10-6-16-2006-005`

Property Details

APN / Parcel Number

Primary APN	`05-10-6-16-2006-005`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,838 sqft Living Area
1st Floor Area	1,838 sqft
Basement Area	1,838 sqft
Unfinished Basement	1,838 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	35,850 sqft (0.823 acres)
Garage Area	661 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	64 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9115 DOWNING RD
City	BIRCH RUN
State	MI
Zip	48415-9287
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	E 180.5 FT OF W 654.93 FT OF S 233 FT OF SW 1/4 OF NW 1/4 0.96 ACRES SEC 16 T10N R6E ***NEW # SPLIT FROM PARENTS 2006-001 &
Legal Range	06E
Legal Township	10N
Legal Section	16
Jurisdiction	SAGINAW MI
Township / Civil Division	BIRCH RUN
Census Block Group	5
Census Block	5033
Census Tract	13100

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9115 DOWNING RD, BIRCH RUN, MI 48415-9287
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2003 · Amount on Record
Deed Sale	May 1, 2003 · Amount on Record
Prior Sale	Mar 6, 2003 · Amount on Record
Deed Document Number	20037135787
Deed Book / Page	2245 / 2267
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	9115 DOWNING RD, BIRCH RUN, MI 48415-9287
Document Number	0000004999
Book / Page	002891 / 000361
Instrument Date	Feb 21, 2017
Transaction Type	Mortgage
Record Updated	Mar 9, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9115 DOWNING RD BIRCH RUN MI 484159287, BIRCH RUN, MI 48415-9287

Mortgage

Document Number	0000004999
Date	Mar 1, 2017
Book Page	002891/000361
Instrument	4999

Lender

Name	FRANKENMUTH CU
Type	Credit Union
Address	FRANKENMUTH, MI 48734

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 29, 2032

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Birch Run Township
Unified School District	Birch Run Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$214,800 (+36.55%)	$429,600 (+36.55%)
2025	$4,012.00 (+27.08%) Homeowner's exemption
2023		$157,300	$314,600
2022	$3,157.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

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