8932 Downing Rd, Birch Run, MI 48415 Property Records

Saginaw County property record for 8932 Downing Rd, Birch Run, MI 48415

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,260 sqft · built 1969
Lot Size	0.86 acres (37,462 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,978 (2025)
Deeds & Mortgages	May 2026 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-10-6-17-4009-000`

Property Details

APN / Parcel Number

Primary APN	`05-10-6-17-4009-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,260 sqft Living Area
1st Floor Area	1,176 sqft
Basement Area	1,176 sqft
Unfinished Basement	1,176 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	37,462 sqft (0.86 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	88 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	8932 DOWNING RD
City	BIRCH RUN
State	MI
Zip	48415-9201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	W 180 FT OF E 450 FT OF N 242 FT OF NE 1/4 OF SE 1/4 -- 1 ACRE SEC 17 T10N R6E
Legal Range	06E
Legal Township	10N
Legal Section	17
Jurisdiction	SAGINAW MI
Township / Civil Division	BIRCH RUN
Census Block Group	4
Census Block	4005
Census Tract	13100

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8932 DOWNING RD, BIRCH RUN, MI 48415-9201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL CORPORATION
Aug 19, 2019	Quit Claim Deed, Mortgage · Conventional Mortgage FRANKENMUTH CU
Oct 2, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 31, 2019
Transfer Doc	202019020842
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Recording Date	May 6, 2026
Property Address	8932 DOWNING RD, BIRCH RUN, MI 48415-9201
Document Number	0000012415
Instrument Date	Apr 21, 2026
Instrument	202612415
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8932 DOWNING RD, BIRCH RUN, MI 48415-9201

Mortgage

Document Number	0000012415,
Date	May 6, 2026
Instrument	202612415

Lender

Name	AMERICAN FINANCIAL CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

August 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Aug 19, 2019
Property Address	8932 DOWNING RD, BIRCH RUN, MI 48415-9201
Document Number	0000020842
Instrument Date	Jul 31, 2019
Instrument	20842
Transaction Type	Mortgage
Record Updated	Sep 2, 2019
Title Company	TITLE RESOURCE AGENCY, TITLE RESOURCE AGCY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8932 DOWNING RD BIRCH RUN MI 484159201, BIRCH RUN, MI 48415-9201

Mortgage

Document Number	20843
Date	Aug 19, 2019
Instrument	20843

Lender

Name	FRANKENMUTH CU
Type	Credit Union
Address	FRANKENMUTH, MI 48734

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 18, 2034

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Oct 2, 2017
Property Address	8932 DOWNING RD, BIRCH RUN, MI 48415-9201
Document Number	0000027086
Instrument Date	Sep 14, 2017
Instrument	27086
Transaction Type	Transfer
Record Updated	Oct 10, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8932 DOWNING RD BIRCH RUN MI 484159201, BIRCH RUN, MI 48415-9201

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Birch Run Township
Unified School District	Birch Run Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$98,100 (+8.76%)	$196,200 (+8.76%)
2025	$1,978.00 (+18.66%) Homeowner's exemption	$90,200 (+17.45%)	$180,400 (+17.45%)
2023		$76,800	$153,600
2022	$1,667.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

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