8970 Downing Rd, Birch Run, MI 48415 Property Records

Saginaw County property record for 8970 Downing Rd, Birch Run, MI 48415

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,232 sqft · built 1954
Lot Size	1.36 acres (59,242 sqft)
Owner	2 Individual Names on File
Last Sale	$93,000 (Mar 2020)
Tax Bill	$2,116 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Sep 2020 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`05-10-6-17-4007-000`

Property Details

APN / Parcel Number

Primary APN	`05-10-6-17-4007-000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,232 sqft Living Area
1st Floor Area	1,368 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Multi-Family
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	59,242 sqft (1.36 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	437 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	8970 DOWNING RD
City	BIRCH RUN
State	MI
Zip	48415-9201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	E 270 FT OF N 242 FT OF SE 1/4 1.5 ACRES SEC 17 T10N R6E
Legal Range	06E
Legal Township	10N
Legal Section	17
Jurisdiction	SAGINAW MI
Township / Civil Division	BIRCH RUN
Census Block Group	4
Census Block	4005
Census Tract	13100

Owner

8970 Downing Rd is owned and occupied by two individuals who acquired it in April 2020.

Source: Saginaw County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8970 DOWNING RD, BIRCH RUN, MI 48415-9201
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage FRANKENMUTH CU
Sep 10, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FRANKENMUTH CU
Oct 20, 2020	Grant Deed, Transfer FRANKENMUTH CU
Apr 8, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Mar 18, 2020	Court-Ordered Deed, Foreclosure ATTORNEY ONLY
Feb 21, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2020 · Amount on File
Deed Sale	Mar 18, 2020 · Amount on File
Prior Sale	Sep 6, 1977 · Amount on File
Deed Document Number	20206315
Last Transfer Date	Apr 2, 2020
Transfer Doc	2020007403
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	8970 DOWNING RD, BIRCH RUN, MI 48415-9201
Transaction Type	Mortgage
Record Updated	Nov 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8970 DOWNING RD, BIRCH RUN, MI 48415-9201

Mortgage

Document Number	2021033915
Date	Oct 21, 2021
Instrument	2021033915

Lender

Name	FRANKENMUTH CU
Type	Credit Union
Address	FRANKENMUTH, MI 48734

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	8970 DOWNING RD, BIRCH RUN, MI 48415-9201
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8970 DOWNING RD, BIRCH RUN, MI 48415-9201

Mortgage

Document Number	0000022646
Date	Sep 10, 2020
Instrument	2020022646

Lender

Name	FRANKENMUTH CU
Type	Credit Union
Address	FRANKENMUTH, MI 48734

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2035

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAGINAW MI
Recording Date	Oct 20, 2020
Property Address	8970 DOWNING RD, BIRCH RUN, MI 48415-9201
Document Number	0000026507
Instrument Date	Sep 10, 2020
Instrument	26507
Transaction Type	Transfer
Record Updated	Nov 11, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$95.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8970 DOWNING RD BIRCH RUN MI 484159201, BIRCH RUN, MI 48415-9201

Mortgage

Document Number	22646
Date	Oct 20, 2020
Instrument	22646

Lender

Name	FRANKENMUTH CU
Type	Credit Union
Address	FRANKENMUTH, MI 48734

Agreement

Amount	Amount on Record
Term	180 Months
Due	Oct 19, 2035

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Apr 8, 2020
Property Address	8970 DOWNING RD, BIRCH RUN, MI 48415-9201
Document Number	0000007403
Instrument Date	Apr 8, 2020
Instrument	7403
Transaction Type	Transfer
Record Updated	Jun 30, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8970 DOWNING RD BIRCH RUN MI 484159201, BIRCH RUN, MI 48415-9201

March 2020: Court-Ordered Deed, Foreclosure

Document Type	Court-Ordered Deed
Jurisdiction	SAGINAW MI
Recording Date	Mar 18, 2020
Property Address	8970 DOWNING RD, BIRCH RUN, MI 48415-9201
Document Number	0000006315
Instrument Date	Mar 13, 2020
Instrument	6315
Transaction Type	Foreclosure
Record Updated	Jun 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$93.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3637 SENTARA WAY VIRGINIA BEACH VA 234524262, VIRGINIA BEACH, VA 23452-4262

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Feb 21, 2017
Property Address	8970 DOWNING RD, BIRCH RUN, MI 48415-9201
Document Number	0000004050
Book / Page	002890 / 000380
Instrument Date	Feb 21, 2017
Instrument	4050
Transaction Type	Transfer
Record Updated	Mar 1, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8970 DOWNING RD BIRCH RUN MI 484159201, BIRCH RUN, MI 48415-9201

Tax Assessment & Valuation

The 2025 property tax bill for 8970 Downing Rd was $2,116 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Birch Run Township
Unified School District	Birch Run Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$104,300	$208,600
2025	$2,116.00 Homeowner's exemption
2023		$81,500	$163,000
2022	$1,782.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8970 Downing Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 8970 Downing Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

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