911 S 3rd St, Effingham, IL 62401 Property Records

Effingham County property record for 911 S 3rd St, Effingham, IL 62401 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,035 sqft · built 1900
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Jul 2022)
Tax Bill	$3,398 (2024)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Oct 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`03-16-050-030`

Property Details

APN / Parcel Number

Primary APN	`03-16-050-030`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	1,035 sqft Base Area
1st Floor Area	1,035 sqft
Basement Area	939 sqft
Unfinished Basement	939 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	7,405 sqft (0.17 acres)

Location & Zoning

Street Address	911 S 3RD ST
City	EFFINGHAM
State	IL
Zip	62401-3861
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 BLK 2 M V PARKS ADD TO BLISS PARK 3800/321 3422/149 3295/325 3106/25 1373/321 1119/291 897/1
Legal Subdivision	PARKS ADDITION
Legal Block	2
Legal Lot Number	10
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	3
Census Block	3006
Census Tract	950600

Owner

Source: Effingham County records · APN 03-16-050-030

Assessment roll updated September 9, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	911 S 3RD ST, EFFINGHAM, IL 62401-3861
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2022	Warranty Deed, Transfer · USDA Mortgage UNITED STATES OF AMERICA
Oct 18, 2018	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 26, 2022 · Amount on Record
Deed Sale	Jul 26, 2022 · Amount on Record
Prior Sale	Oct 18, 2018 · Amount on Record
Deed Document Number	20223098
Deed Book / Page	3800 / 321
Record Updated	Jun 08, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Jul 26, 2022
Property Address	911 S 3RD ST, EFFINGHAM, IL 62401-3861
Document Number	003800/321
Book / Page	3800 / 321
Map Reference	MB 29 PG 37
Instrument Date	Jul 21, 2022
Instrument	202222003098
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	911 S 3RD ST, EFFINGHAM, IL 62401-3861

Mortgage

Document Number	202222003099
Date	Jul 26, 2022
Instrument	202222003099

Lender

Name	UNITED STATES OF AMERICA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Jul 21, 2025

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Oct 18, 2018
Property Address	911 S 3RD ST, EFFINGHAM, IL 62401-3861
Document Number	3422/149
Book / Page	3422 / 149
Map Reference	PL 29 PG 70
Instrument Date	Oct 17, 2018
Instrument	201801804370
Transaction Type	Transfer
Record Updated	Aug 05, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$38.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11755 N 1900TH ST, TEUTOPOLIS, IL 62467-4029

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated September 9, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Municipality	Effingham City
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,398.00	$56,310 Land $8,500 Building $47,810	$168,930 Land $25,500 Building $143,430

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170499506003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2019, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 71% of Illinois
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 444 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Wabash Telephone Cooperative	Fiber	1,000 / 1,000
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
Consolidated Communications	DSL	250 / 40
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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