Effingham County property record for 904 S 3rd St, Effingham, IL 62401
| Property Type | Single Family Home |
|---|---|
| Details | 1,058 sqft · built 1940 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,266 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-16-050-004 |
| Primary APN | 03-16-050-004 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,058 sqft Base Area |
| 1st Floor Area | 1,058 sqft |
| Basement Area | 1,058 sqft |
| Unfinished Basement | 1,058 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Construction Type | Frame |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Area | 364 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 904 S 3RD ST |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-3860 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT N 62FT OF S 534FT OF E 322.27FT OF W 721.27FT S 1/2 SW NW 3071/336 2120/259 2050/321 1331/37 1075/68 1013/290 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | DOUGLAS |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 950600 |
Source: Effingham County records, as of October 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 904 S 3RD ST, EFFINGHAM, IL 62401-3860 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 16, 2014 |
| Deed Sale | Oct 16, 2014 |
| Prior Sale | Apr 8, 2005 · Amount on Record |
| Deed Document Number | 20141404506 |
| Deed Book / Page | 3071 / 336 |
| Record Updated | Oct 29, 2026 |
Source: Effingham County assessment roll, as of October 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Douglas Township |
| Municipality | Effingham City |
| Unified School District | Effingham Community Unit School District 40 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,266.00 (+45.72%) | $46,170 (+31.91%) Land $13,620 Building $32,550 | $138,510 (+31.91%) Land $40,860 Building $97,650 |
| 2022 | $1,555.00 Homeowner's exemption | $35,000 Land $10,320 Building $24,680 | $105,000 Land $30,960 Building $74,040 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EFFINGHAM serves 12,252 people · EPA ID IL0490250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Fidium Fiber DSL | 250 / 40 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures