1007 S 3rd St, Effingham, IL 62401 Property Records

Effingham County property record for 1007 S 3rd St, Effingham, IL 62401 · Last verified August 2023

Property Summary

Property Type	Single Family Home
Details	1,280 sqft · built 1963
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$118,900 (Aug 2017)
Tax Bill	$2,196 (2022)
Deeds & Mortgages	Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-16-050-018`

Property Details

APN / Parcel Number

Primary APN	`03-16-050-018`

Interior

Stories	1 Story
Building Area	1,280 sqft Base Area

Exterior

Year Built	Built 1963
Construction Type	Frame
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1007 S 3RD ST
City	EFFINGHAM
State	IL
Zip	62401-3862
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 RALPH C BOGAN 2ND ADD 3323/335 1910/145 604/175
Legal Subdivision	BOGAN 2ND ADDITION
Legal Lot Number	10
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	3
Census Block	3007
Census Tract	950600

Owner

Source: Effingham County records · APN 03-16-050-018

Assessment roll updated January 1, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1007 S 3RD ST, EFFINGHAM, IL 62401-3862
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 03, 2017 · Amount on Record
Deed Sale	Aug 03, 2017 · Amount on Record
Deed Document Number	201701703740
Deed Book / Page	3323 / 335
Record Updated	Jun 07, 2026

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Aug 03, 2017
Property Address	1007 S 3RD ST, EFFINGHAM, IL 62401-3862
Document Number	003323/335
Book / Page	3323 / 335
Map Reference	MB 3 PG 306
Instrument Date	Aug 03, 2017
Instrument	201701703740
Transaction Type	Transfer
Record Updated	Aug 05, 2022
Title Company	THE TITLE CENTER/FL, THE TITLE CENTER

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$178.50
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 S 3RD ST, EFFINGHAM, IL 62401-3862

Mortgage

Document Number	201701703741
Date	Aug 03, 2017
Instrument	201701703741

Lender

Name	DIETERICH BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated January 1, 2022 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Municipality	Effingham City
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$2,196.00 Homeowner's exemption	$39,370 Land $8,160 Building $31,210	$118,110 Land $24,480 Building $93,630

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 71% of Illinois
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.