911 Ruby Pl, Panama City, FL 32404 Property Records

Bay County property record for 911 Ruby Pl, Panama City, FL 32404 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 1997
Square Footage	940 sqft Living Area
Lot Size	13,329 sqft (0.306 acres)
Last Sale	$100 (2016)
Tax Bill	$1,069.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`25723-040-010`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	940 sqft Living Area
1st Floor	940 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	13,329 sqft (0.306 acres)
Depth X Width	135 ft x 99 ft Depth x Width
Driveway	Driveway
Driveway Area	216 sqft Driveway
Patio Area	168 sqft Patio
Porch Area	206 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	911 RUBY PL
City	PANAMA CITY
State	FL
Zip	32404-7127
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HORNE MEMORY PLAT (1.20G) BEG 334.89 SWLY & 99.13 SELY OF INTERSECTION OF SLY R/W HWY 98 & N LINE OF BLK 5 TH SELY 99.13 SWLY 68.05 NWLY 99.18 NELY 67.775 TO POB -PART OF BLK 5 TOGETHER WITH & SUBJ TO ESMT ORB 1567 P 1526 ORB 3862 P 1726
Legal Range	14W
Legal Township	04S
Legal Section	23
Legal Subdivision	HORNE MEMORY PLAT
Legal Block	5
Jurisdiction	BAY FL
Minor Civil Division	PANAMA CITY
Census Blockgroup	3
Census Block	3015
Census Tract	900

Owner

Source: Bay County records · APN 25723-040-010

Assessment roll updated January 5, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	7520 CHIPEWA ST, PANAMA CITY, FL 32404-7703
Owner Type	Owner is a Company
Vesting	Owner is a Trust, Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 01, 2016 · Amount on Record
Deed Sale	Nov 01, 2016 · Amount on Record
Prior Sale	Jun 01, 2016 · Amount on Record
Deed Book / Page	3862 / 1726
Last Transfer Date	Nov 15, 2016
Transfer Doc	0038621726
Record Refreshed	Jun 08, 2026

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Jan 03, 2017
Property Address	911 RUBY PL, PANAMA CITY, FL 32404-7127
Document Number	0038621726
Book / Page	003862 / 001726
Instrument Date	Nov 15, 2016
Instrument	198
Transaction Type	Transfer
Record Updated	May 03, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Document Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	7520 CHIPEWA ST CALLAWAY FL 324047703, CALLAWAY, FL 32404-7703

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated January 5, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Parker City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,165.00 (+8.98%)	$81,558 (+29.17%)	$86,041 (+36.27%) Land $26,504 Building $59,537
2024	$1,069.00 (+19.84%)
2023	$892.00 (+52.22%)	$63,142 (+9.52%) Land $22,278 Building $40,864	$63,142 (+9.52%) Land $22,278 Building $40,864
2022	$586.00	$57,653 Land $19,974 Building $37,679	$57,653 Land $19,974 Building $37,679

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.