904 Ruby Pl, Panama City, FL 32404 Property Records

Bay County property record for 904 Ruby Pl, Panama City, FL 32404 · Last verified February 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1958
Square Footage624 sqft Heated Area
Lot Size9,888 sqft (0.226 acres)
Tax Bill$676.00 (2025)

Property Details

APN / Parcel Number

Primary APN25723-010-000

Interior

Bedrooms2 Beds
Full Baths1 Baths
Building Area624 sqft Heated Area
Gross Area1,113 sqft Gross Area
1st Floor624 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWood Interior Structure

Exterior

Year BuiltBuilt 1958
Exterior MaterialConcrete Block Exterior
Construction TypeConcrete Blocks Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialShingle Roof
Lot Area9,888 sqft (0.226 acres)
Depth X Width100 ft x 99 ft Depth x Width
FenceFence
Porch1 Porch
Porch Area192 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address904 RUBY PL
CityPANAMA CITY
StateFL
Zip32404-7127
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHORNE MEMORY PLAT (1.20A)119C1 BEG 167.39' SWLY OF INTERSECT SLY R/W HWY 98 & N LINE BLK 5
Legal Range14W
Legal Township04S
Legal Section23
Legal SubdivisionHORNE MEMORY PLAT
Legal Block5
JurisdictionBAY FL
Minor Civil DivisionPANAMA CITY
Census Blockgroup3
Census Block3015
Census Tract900

Owner

Source: Bay County records · APN 25723-010-000

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address7520 CHIPEWA ST, PANAMA CITY, FL 32404-7703
Owner TypeOwner is a Company
VestingOwner is a Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 23, 2013
Deed SaleJul 23, 2013
Deed Doc Number0003532127
Record RefreshedJun 08, 2026

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityParker City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$676.00 (+23.58%)$51,941 (+30.71%) Land $23,279 Building $28,662$51,941 (+30.71%) Land $23,279 Building $28,662
2023$547.00 (+55.4%)$39,739 (+14.71%) Land $19,568 Building $20,171$39,739 (+14.71%) Land $19,568 Building $20,171
2022$352.00$34,643 Land $17,543 Building $17,100$34,643 Land $17,543 Building $17,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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