908 Ruby Pl, Panama City, FL 32404 Property Records

Bay County property record for 908 Ruby Pl, Panama City, FL 32404 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 2005
Square Footage	992 sqft Living Area
Lot Size	10,933 sqft (0.251 acres)
Garage	Attached, 336 sqft
Tax Bill	$1,501.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`25723-020-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	992 sqft Living Area
Gross Area	1,328 sqft Gross Area
1st Floor	992 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	10,933 sqft (0.251 acres)
Depth X Width	68 ft x 99 ft Depth x Width
Driveway	Driveway
Driveway Area	324 sqft Driveway
Garage Type	Attached Garage
Garage Area	336 sqft Garage
Patio Area	120 sqft Patio
Porch	Open Porch
Porch Area	36 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	908 RUBY PL
City	PANAMA CITY
State	FL
Zip	32404-7127
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HORNE MEMORY PLAT (1.20B)119C1 BEG 267.39 SWLY OF INTERSECT SLY R/W HWY 98 & N LINE BLK 5 SELY 99.19 SWLY 67.775 NWLY 99.13 NELY 67.5 TO POB BEING PART OF BLK 5 TOGETHER WITH & SUBJ TO ESMT ***ALSO PCL: BEG 84.29 SWLY OF INTERSECTION OF SLY R/W HWY 9
Legal Range	14W
Legal Township	04S
Legal Section	23
Legal Subdivision	HORNE MEMORY PLAT
Legal Block	5
Jurisdiction	BAY FL
Minor Civil Division	PANAMA CITY
Census Blockgroup	3
Census Block	3015
Census Tract	900

Owner

Source: Bay County records · APN 25723-020-000

Assessment roll updated January 5, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	7520 CHIPEWA ST, PANAMA CITY, FL 32404-7703
Owner Type	Owner is a Company
Vesting	Owner is a Trust, Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	May 09, 2013
Transfer Doc	0035090486
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated January 5, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Parker City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,604.00 (+6.86%)	$114,686 (+15.08%) Land $26,944 Building $87,742	$114,686 (+15.08%) Land $26,944 Building $87,742
2024	$1,501.00 (+6.53%)
2023	$1,409.00 (+52.82%)	$99,657 (+9.77%) Land $22,647 Building $77,010	$99,657 (+9.77%) Land $22,647 Building $77,010
2022	$922.00	$90,785 Land $20,304 Building $70,481	$90,785 Land $20,304 Building $70,481

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.