911 Point Rd, Westminster, SC 29693 Property Records

Oconee County property record for 911 Point Rd, Westminster, SC 29693

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,404 sqft · built 2000
Lot Size	0.489 acres (21,344 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Mar 2020)
Tax Bill	$2,581 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`323-14-01-038`

Property Details

APN / Parcel Number

Primary APN	`323-14-01-038`
Alternative APN	`49796`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,404 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2015
Architectural Style	Contemporary
Exterior Material	Vinyl
Roof Material	Metal
Lot Area	21,344 sqft (0.489 acres)
Lot Dimensions	148 ft deep x 144 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	49796
Old Parcel Number	323 14 01 038
Street Address	911 POINT RD
City	WESTMINSTER
State	SC
Zip	29693-6537
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1712 SECT 6 CHICKASAW PT (0.49 AC)
Legal Subdivision	CHICKASAW PT
Legal Block	1
Legal Lot Number	1712
Jurisdiction	OCONEE SC
Township / Civil Division	OAKWAY
Census Block Group	2
Census Block	2011
Census Tract	30901

Owner

Source: Oconee County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	911 POINT RD, WESTMINSTER, SC 29693-6537
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2021	Deed of Trust, Mortgage · Line of Credit CEFCU
Feb 28, 2020	Deed of Trust, Mortgage · Conventional with PMI CITIZENS EQUITY FCU
Mar 4, 2020	Grant Deed, Transfer · Conventional Mortgage CITIZENS EQUITY FCU
May 30, 2017	Trustee's Deed, Construction Loan · Construction Mortgage FIRST MADISON BANK & TRUST FIRST MADISON BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2020 · Amount on Record
Deed Sale	Mar 4, 2020 · Amount on Record
Prior Sale	Dec 16, 2016
Deed Document Number	11534
Deed Book / Page	2550 / 121
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	911 POINT RD, WESTMINSTER, SC 29693-6537
Transaction Type	Mortgage
Record Updated	Sep 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004339
Date	Sep 15, 2021
Book Page	4215/39
Instrument	4339

Lender

Name	CEFCU
Type	Credit Union
Address	PEORIA, IL 61607

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	276 Months
Due	Sep 14, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	911 POINT RD, WESTMINSTER, SC 29693-6537
Document Number	0039330206
Instrument Date	Feb 28, 2020
Transaction Type	Mortgage
Record Updated	Mar 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	911 POINT RD WESTMINSTER SC 296936537, WESTMINSTER, SC 29693-6537

Mortgage

Document Number	0039330206
Date	Mar 4, 2020
Book Page	003933/000206

Lender

Name	CITIZENS EQUITY FCU
Type	Mortgage Company
Address	PEORIA, IL 61656-1715

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 3, 2050

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCONEE SC
Recording Date	Mar 4, 2020
Property Address	911 POINT RD, WESTMINSTER, SC 29693-6537
Document Number	0025500121
Book / Page	002550 / 000121
Instrument Date	Feb 28, 2020
Transaction Type	Transfer
Record Updated	Apr 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,573.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	205 BOULER DR PIEDMONT SC 29673, PIEDMONT, SC 29673

Mortgage

Document Number	39330206
Date	Mar 4, 2020
Book Page	003933/000206

Lender

Name	CITIZENS EQUITY FCU
Type	Mortgage Company
Address	PEORIA, IL 61656-1715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 3, 2050

May 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	OCONEE SC
Recording Date	May 30, 2017
Property Address	911 POINT RD, WESTMINSTER, SC 29693-6537
Book / Page	003612 / 000162
Instrument Date	May 26, 2017
Instrument	14754
Transaction Type	Construction Loan
Record Updated	Aug 20, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014754
Date	May 30, 2017
Book Page	003612/000162
Instrument	14754

Lender

Name	FIRST MADISON BANK & TRUST FIRST MADISON BANK & TRUST
Type	Funding / Finance Company
Address	ATHENS, GA 30601

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 29, 2018

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,581.00	$24,826 (+46.55%) Land $7,258 Building $17,568	$620,640 (+46.55%) Land $181,440 Building $439,200
2023		$16,940 Land $7,258 Building $9,682	$423,490 Land $181,440 Building $242,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICKASAW POINT private · serves 823 people · EPA ID SC3750010
Water Source	Purchased surface water from PIONEER RURAL WATER DIST
Last State Inspection	Nov 2023
Lead	7 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000

May also be available: Spectrum.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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