611 Point Rd, Westminster, SC 29693 Property Records

Oconee County property record for 611 Point Rd, Westminster, SC 29693

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,820 sqft · built 2007
Lot Size	0.54 acres (23,522 sqft)
Owner	2 Individual Names on Record
Last Sale	$820,000 (Feb 2023)
Tax Bill	$10,343 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Feb 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`323-14-01-007`

Property Details

APN / Parcel Number

Primary APN	`323-14-01-007`
Alternative APN	`49769`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	5 Stories
Building Area	3,820 sqft Living Area
1st Floor Area	1,800 sqft
Basement Area	1,120 sqft
Finished Basement	1 sqft
Unfinished Basement	1,120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Fiber Cement Siding
Roof Type	Hip
Roof Material	Shingle
Lot Area	23,522 sqft (0.54 acres)
Lot Dimensions	30.5 ft deep x 7.4 ft wide
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	49769
Street Address	611 POINT RD
City	WESTMINSTER
State	SC
Zip	29693-6534
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1685 CHICKASAW (0.541 AC.)
Legal Subdivision	CHICKASAW
Legal Block	1
Legal Lot Number	1685
Jurisdiction	OCONEE SC
Township / Civil Division	OAKWAY
Census Block Group	2
Census Block	2017
Census Tract	30901

Owner

Source: Oconee County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4009 FOXES TRL, CRAMERTON, NC 28032-1674
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK
Feb 24, 2023	Deed, Transfer · Conventional Mortgage KELLER MORTGAGE LLC
Mar 26, 2020	Deed of Trust, Mortgage · Line of Credit HOMESTAR FIN'L
Jun 7, 2018	Grant Deed, Transfer · Conventional Mortgage LENDUS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2023 · Amount on Record
Deed Sale	Feb 24, 2023 · Amount on Record
Prior Sale	Jun 7, 2018 · Amount on Record
Deed Document Number	202310924
Deed Book / Page	2909 / 274
Prior Transfer Date	Mar 24, 2012
Prior Transfer Doc	0000011091
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Recording Date	Apr 29, 2026
Property Address	611 POINT RD, WESTMINSTER, SC 29693-6534
Document Number	4833000070
Book / Page	4833 / 70
Instrument Date	Apr 13, 2026
Transaction Type	Mortgage
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4009 FOXES TRL, CRAMERTON, NC 28032-1674

Mortgage

Document Number	4833000070,
Date	Apr 29, 2026
Book Page	4833/70

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	Feb 24, 2023
Property Address	611 POINT RD, WESTMINSTER, SC 29693-6534
Document Number	0000010924
Book / Page	2909 / 274
Map Reference	MB B868 PG 7
Instrument Date	Feb 23, 2023
Instrument	10924
Transaction Type	Transfer
Record Updated	Mar 15, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,132.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4009 FOXES TRL, CRAMERTON, NC 28032-1674

Mortgage

Document Number	0000010927
Date	Feb 24, 2023
Book Page	4425/20
Instrument	10927

Lender

Name	KELLER MORTGAGE LLC
Type	Mortgage Company
Address	DUBLIN, OH 43016

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	611 POINT RD, WESTMINSTER, SC 29693-6534
Document Number	0039440192
Instrument Date	Mar 26, 2020
Transaction Type	Mortgage
Record Updated	Jun 29, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	611 POINT RD WESTMINSTER SC 296936534, WESTMINSTER, SC 29693-6534

Mortgage

Document Number	0039440192
Date	Apr 1, 2020
Book Page	003944/000192

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 31, 2050

Interest

Rate Type	Adjustable Rate

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCONEE SC
Recording Date	Jun 7, 2018
Property Address	611 POINT RD, WESTMINSTER, SC 29693-6534
Document Number	0023670228
Book / Page	002367 / 000228
Instrument Date	May 30, 2018
Transaction Type	Transfer
Record Updated	Jun 27, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,772.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	611 POINT RD WESTMINSTER SC 296936534, WESTMINSTER, SC 29693-6534

Mortgage

Document Number	37300003
Date	Jun 7, 2018
Book Page	003730/000003

Lender

Name	LENDUS LLC
Address	ALAMO, CA 94507

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 6, 2048

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,343.00	$32,088 (+65.27%) Land $3,552 Building $28,536	$802,190 (+65.28%) Land $88,800 Building $713,390
2023		$19,415 Land $2,842 Building $16,573	$485,361 Land $71,040 Building $414,321

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 42% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICKASAW POINT private · serves 823 people · EPA ID SC3750010
Water Source	Purchased surface water from PIONEER RURAL WATER DIST
Last State Inspection	Nov 2023
Lead	7 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000

May also be available: Spectrum.

Cell Coverage

5G and 4G LTE (outdoors only)

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