909 Point Rd, Westminster, SC 29693 Property Records

Oconee County property record for 909 Point Rd, Westminster, SC 29693

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,438 sqft · built 1998
Lot Size	0.31 acres (13,504 sqft)
Owner	Trust Name on File
Last Sale	$725,000 (May 2022)
Tax Bill	$9,156 (2025)
Deeds & Mortgages	Aug 2022 Transfer May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`323-14-01-037`

Property Details

APN / Parcel Number

Primary APN	`323-14-01-037`
Alternative APN	`49795`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,438 sqft Living Area
1st Floor Area	1,719 sqft
Basement Area	1,719 sqft
Finished Basement	1,719 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2015
Architectural Style	Bungalow
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Shingle
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	7.7 ft deep x 16.4 ft wide
Garage Type	Attached
Garage Area	528 sqft
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	49795
Street Address	909 POINT RD
City	WESTMINSTER
State	SC
Zip	29693-6537
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1711 W CHICKASAW (0.31AC)
Legal Subdivision	CHICKASAW
Legal Block	1
Legal Lot Number	1711
Jurisdiction	OCONEE SC
Township / Civil Division	OAKWAY
Census Block Group	2
Census Block	2011
Census Tract	30901

Owner

909 Point Rd is held in a trust since August 2022.

Source: Oconee County records, as of November 17, 2025

Owner of Record	Trust Name on File
Mailing Address	523 CHARLES PL, BRANDON, FL 33511-6424
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2022	Intrafamily Transfer, Transfer
May 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage GROW FINANCIAL FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2022 · Amount on File
Deed Sale	May 11, 2022 · Amount on File
Deed Document Number	202217845
Deed Book / Page	2811 / 74
Last Transfer Date	Aug 1, 2022
Transfer Doc	0000002213
Record Updated	Sep 20, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OCONEE SC
Recording Date	Aug 9, 2022
Property Address	909 POINT RD, WESTMINSTER, SC 29693-6537
Document Number	0000002213
Book / Page	2843 / 209
Map Reference	MB B828 PG 6
Instrument Date	Aug 1, 2022
Instrument	2213
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	523 CHARLES PL, BRANDON, FL 33511-6424

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	909 POINT RD, WESTMINSTER, SC 29693-6537
Transaction Type	Mortgage
Record Updated	May 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017846
Date	May 11, 2022
Book Page	4330/136
Instrument	17846

Lender

Name	GROW FINANCIAL FCU
Type	Credit Union
Address	BELL, FL 32619

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2032
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	5%
Index	1-Year CMT
Max Rate	8%

Tax Assessment & Valuation

The 2025 property tax bill for 909 Point Rd was $9,156.

Source: Oconee County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,156.00	$28,406 Land $7,872 Building $20,534	$710,160 Land $196,800 Building $513,360
2023		$28,406 Land $7,872 Building $20,534	$710,160 Land $196,800 Building $513,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 909 Point Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 909 Point Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICKASAW POINT private · serves 823 people · EPA ID SC3750010
Water Source	Purchased surface water from PIONEER RURAL WATER DIST
Last State Inspection	Nov 2023
Lead	7 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000

May also be available: Spectrum.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Point Rd

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