911 N Cross St, Wheaton, IL 60187 Property Records

DuPage County property record for 911 N Cross St, Wheaton, IL 60187

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,392 sqft · built 1927
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$390,500 (Jun 2017)
Tax Bill	$10,955 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-09-324-005`

Property Details

APN / Parcel Number

Primary APN	`05-09-324-005`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,392 sqft Living Area
Basement Area	1,332 sqft
Finished Basement	1,332 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	19.8 ft deep x 5.2 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	911 N CROSS ST
City	WHEATON
State	IL
Zip	60187-3585
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	MCINTOSH RESUB OF BLKS 16 & 17
Legal Subdivision	MCINTOSH RESUB
Legal Block	16,17
Legal Lot Number	10
Jurisdiction	DU PAGE IL
Township / Civil Division	MILTON
Census Block Group	2
Census Block	2025
Census Tract	841801

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	911 N CROSS ST, WHEATON, IL 60187-3585
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE
Jun 6, 2017	Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2017 · Amount on Record
Deed Sale	Jun 6, 2017 · Amount on Record
Deed Document Number	201755429
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	911 N CROSS ST, WHEATON, IL 60187-3585
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	PLYMOUTH TITLE GUARANTY CORP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000084641
Date	Aug 5, 2020
Instrument	R2020-084641

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2040

Interest

Rate Type	Fixed Rate
Rate	3.12%

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Jun 6, 2017
Property Address	911 N CROSS ST, WHEATON, IL 60187-3585
Document Number	0000055429
Map Reference	DOC171776
Instrument Date	May 25, 2017
Instrument	R2017-055429
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	ATTORNEYS TITLE GUARANTY FUN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,563.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	911 N CROSS ST, WHEATON, IL 60187-3585

Mortgage

Document Number	0000055430
Date	Jun 6, 2017
Instrument	R2017-055430

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Interest

Rate	3.99%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Milton Township
Municipality	Wheaton City
Unified School District	Community Unit School District 200 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,955.00 (+2.32%) Homeowner's exemption	$188,871 (+8.46%) Land $49,053 Building $139,818	$566,613 (+8.46%) Land $147,159 Building $419,454
2024	$10,707.00 (+6.27%)	$174,139 (+14.96%) Land $45,227 Building $128,912	$522,417 (+14.96%) Land $135,681 Building $386,736
2022	$10,075.00 Homeowner's exemption	$151,480 Land $39,340 Building $112,140	$454,440 Land $118,020 Building $336,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	10 (1982–2017)
Claims Outside the SFHA	8 of 10
Most Recent Claim	Apr 2017 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEATON serves 53,970 people · EPA ID IL0431050
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Jun 2024
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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