918 N Cross St, Wheaton, IL 60187 Property Records

DuPage County property record for 918 N Cross St, Wheaton, IL 60187

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 3,396 sqft · built 1950
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$775,000 (Dec 2025)
Tax Bill	$14,352 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-09-323-009`

Property Details

APN / Parcel Number

Primary APN	`05-09-323-009`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	3,396 sqft Living Area
Gross Area	5,094 sqft
Basement Area	1,698 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	16.3 ft deep x 5.8 ft wide
Garage Type	Detached
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	686 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	918 N CROSS ST
City	WHEATON
State	IL
Zip	60187-3586
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	N E GARYS 2ND ADD /EX N 13 FT/ /EX S 33 FT/ & E 1/2 VAC ALLEY ADJ ON W
Legal Subdivision	N E GARYS 2ND ADD
Legal Block	18
Legal Lot Number	3,4
Jurisdiction	DU PAGE IL
Township / Civil Division	MILTON
Census Block Group	2
Census Block	2024
Census Tract	841801

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	522 S WEST ST, WHEATON, IL 60187-5036
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2025 · Amount on Record
Deed Sale	Dec 31, 2025 · Amount on Record
Deed Document Number	202584556
Record Updated	Sep 20, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Dec 31, 2025
Property Address	918 N CROSS ST, WHEATON, IL 60187-3586
Document Number	0000084556
Map Reference	DOC 49882
Instrument Date	Dec 5, 2025
Instrument	R2025-084556
Transaction Type	Transfer
Record Updated	Jan 16, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$775.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	918 N CROSS ST, WHEATON, IL 60187-3586

Mortgage

Document Number	0000084557
Date	Dec 31, 2025
Instrument	R2025-084557

Lender

Name	TOMO MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2041

Interest

Rate	5.49%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Milton Township
Municipality	Wheaton City
Unified School District	Community Unit School District 200 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,352.00 (-11.63%)	$252,960 (-5.61%) Land $46,401 Building $206,559	$758,880 (-5.61%) Land $139,203 Building $619,677
2024	$16,241.00 (+5.58%) Homeowner's exemption Veteran's exemption	$267,993 (+14.96%) Land $42,782 Building $225,211	$803,979 (+14.96%) Land $128,346 Building $675,633
2022	$15,382.00 Homeowner's exemption Senior Citizen's exemption	$233,120 Land $37,210 Building $195,910	$699,360 Land $111,630 Building $587,730

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	10 (1982–2017)
Claims Outside the SFHA	8 of 10
Most Recent Claim	Apr 2017 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEATON serves 53,970 people · EPA ID IL0431050
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Jun 2024
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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