DuPage County property record for 904 N Cross St, Wheaton, IL 60187
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,555 sqft · built 1911 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Individual Name on File |
| Last Sale | $480,000 (Nov 2019) |
| Tax Bill | $12,572 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Sep 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-09-323-012 |
| Primary APN | 05-09-323-012 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,555 sqft Living Area |
| 1st Floor Area | 2,162 sqft |
| Basement Area | 1,393 sqft |
| Finished Basement | 1,393 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1911 |
|---|---|
| Effective Year Built | Effective 1911 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,504 sqft (0.31 acres) |
| Lot Dimensions | 16.3 ft deep x 8 ft wide |
| Garage Type | Detached |
| Garage Area | 484 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | Deck Area |
| Patio Area | 359 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 904 N CROSS ST |
|---|---|
| City | WHEATON |
| State | IL |
| Zip | 60187-3586 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | N E GARYS 2ND ADD S 28 FT & E 1/2 VAC ALLEY ADJ ON W ALL AND E 1/2 VAC ALLEY ADJ ON W |
| Legal Subdivision | N E GARYS 2ND ADD |
| Legal Block | 18 |
| Legal Lot Number | 6 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | MILTON |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 841801 |
Source: DuPage County assessment roll, APN 05-09-323-012, as of August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 904 N CROSS ST, WHEATON, IL 60187-3586 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Sep 23, 2021 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Nov 05, 2019 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 27, 2018 | Warranty Deed, Transfer OTHER INSTITUTIONAL LENDERS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 05, 2019 · Amount on Record |
| Deed Sale | Nov 05, 2019 · Amount on Record |
| Prior Sale | Sep 27, 2018 · Amount on Record |
| Deed Document Number | 2019101542 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 904 N CROSS ST, WHEATON, IL 60187-3586 |
| Transaction Type | Mortgage |
| Record Updated | Aug 05, 2022 |
| Title Company | CITYWIDE TITLE CORPORATION |
| Name | Verified Name |
|---|
| Document Number | 0000144172 |
|---|---|
| Date | Nov 25, 2020 |
| Instrument | R2020-144172 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 904 N CROSS ST, WHEATON, IL 60187-3586 |
| Transaction Type | Mortgage |
| Record Updated | Aug 05, 2022 |
| Name | Verified Name |
|---|---|
| Address | 904 N CROSS ST, WHEATON, IL 60187-3586 |
| Document Number | 0000141939 |
|---|---|
| Date | Sep 23, 2021 |
| Instrument | R2021-141939 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 07, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Nov 05, 2019 |
| Property Address | 904 N CROSS ST, WHEATON, IL 60187-3586 |
| Document Number | 0000101542 |
| Map Reference | DOC 49882 |
| Instrument Date | Oct 28, 2019 |
| Instrument | R2019-101542 |
| Transaction Type | Transfer |
| Record Updated | Aug 05, 2022 |
| Title Company | CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $480.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 904 N CROSS ST, WHEATON, IL 60187-3586 |
| Document Number | 0000101543 |
|---|---|
| Date | Nov 05, 2019 |
| Instrument | R2019-101543 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2049 |
| Rate | 4% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Sep 27, 2018 |
| Property Address | 904 N CROSS ST, WHEATON, IL 60187-3586 |
| Document Number | 0000091215 |
| Instrument Date | Sep 19, 2018 |
| Instrument | 91215 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2019 |
| Title Company | ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $558.75 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 404 APPLETON DR VERNON HILLS IL 600611712, VERNON HILLS, IL 60061-1712 |
| Document Number | 91216 |
|---|---|
| Date | Sep 27, 2018 |
| Instrument | 91216 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Bank |
| Address | QUINCY, MA 02169 |
| Amount | Amount Recorded |
|---|
Source: DuPage County assessment roll as of August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Milton Township |
| Municipality | Wheaton City |
| Unified School District | Community Unit School District 200 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,572.00 (+8.78%) | $215,560 (+24.68%) Land $62,038 Building $153,522 | $646,680 (+24.68%) Land $186,114 Building $460,566 |
| 2022 | $11,557.00 Homeowner's exemption | $172,890 Land $49,760 Building $123,130 | $518,670 Land $149,280 Building $369,390 |
Source: FEMA National Flood Hazard Layer, DuPage County (17043C), as of September 1, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170438418012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 10 (1982–2017) |
| Claims Outside the SFHA | 8 of 10 |
| Most Recent Claim | Apr 2017 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 409 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Source: EPA Safe Drinking Water Information System, water system IL0431050, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WHEATON serves 53,970 people |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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