910 Ruth Ave, Festus, MO 63028 Property Records

Jefferson County property record for 910 Ruth Ave, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,066 sqft · built 1966
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on Record
Last Sale	$4,100 (Nov 2021)
Tax Bill	$1,152 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Sep 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`193.006.02007003`

Property Details

APN / Parcel Number

Primary APN	`193.006.02007003`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,066 sqft Living Area
Gross Area	1,378 sqft
1st Floor Area	1,066 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Construction Type	Masonry / Concrete Block
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	80 ft deep x 238 ft wide
Garage Type	Attached
Garage Area	312 sqft
Patio Area	278 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	910 RUTH AVE
City	FESTUS
State	MO
Zip	63028-1064
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	EMPIRE ACRES LOT 2 & PT LOT 1
Legal Range	6E
Legal Township	40N
Legal Section	06
Legal Subdivision	EMPIRE
Legal Block	1
Legal Lot Number	2,1
Jurisdiction	JEFFERSON MO
Township / Civil Division	RIVER VIEW
Census Block Group	1
Census Block	1017
Census Tract	700801

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	910 RUTH AVE, FESTUS, MO 63028-1064
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2021	Warranty Deed, Transfer · FHA Mortgage FLAT BRANCH HOME LOANS INC
Sep 8, 2020	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 24, 2021 · Amount on Record
Deed Sale	Nov 24, 2021 · Amount on Record
Prior Sale	Sep 8, 2020
Deed Document Number	202151079
Prior Transfer Date	Dec 13, 2006
Prior Transfer Doc	2006R060497
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Nov 24, 2021
Property Address	910 RUTH AVE, FESTUS, MO 63028-1064
Document Number	2021R051079
Map Reference	MB 10 PG 1
Instrument Date	Nov 8, 2021
Instrument	2021R-051079
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	CONTINENTAL, CONTINENTAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6783 SE BUNKER HILL DR, 6783, HOBE SOUND, FL 33455-7315

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 RUTH AVE, FESTUS, MO 63028-1064

Mortgage

Document Number	2021R051080
Date	Nov 24, 2021
Instrument	2021R-051080

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JEFFERSON MO
Recording Date	Sep 8, 2020
Property Address	910 RUTH AVE, FESTUS, MO 63028-1064
Document Number	0000032977
Instrument Date	Sep 8, 2020
Instrument	32977
Transaction Type	Transfer
Record Updated	Oct 29, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	763 JOHNSON RD BLOOMSDALE MO 636279423, BLOOMSDALE, MO 63627-9423

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Festus City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$21,000 (-) Land $2,300 Building $18,700	$110,400 (-) Land $12,000 Building $98,400
2025	$1,152.00 (+4.92%)	$21,000 (+8.25%) Land $2,300 Building $18,700	$110,400 (-) Land $12,000 Building $98,400
2024	$1,098.00 (+0.55%)		$110,400 (+8.34%) Land $12,000 Building $98,400
2023	$1,092.00	$19,400 Land $2,300 Building $17,100	$101,900 Land $12,000 Building $89,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FESTUS PWS serves 13,000 people · EPA ID MO6010276
Water Source	Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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