817 Ruth Ave, Festus, MO 63028 Property Records

Jefferson County property record for 817 Ruth Ave, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	1 ba · 816 sqft · built 1972
Lot Size	0.222 acres (9,687 sqft)
Owner	2 Individual Names on File
Tax Bill	$832 (2025)
Deeds & Mortgages	Dec 2021 Sale Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`181.001.01007055`

Property Details

APN / Parcel Number

Primary APN	`181.001.01007055`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	816 sqft Living Area
Gross Area	1,216 sqft
1st Floor Area	816 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Construction Type	Frame
Lot Area	9,687 sqft (0.222 acres)
Lot Dimensions	117 ft deep x 82 ft wide
Garage Type	Attached
Garage Area	400 sqft
Porch	Open Frame Porch
Porch Area	188 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	817 RUTH AVE
City	FESTUS
State	MO
Zip	63028-1028
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	EMPIRE ACRES LOT 7
Legal Range	5E
Legal Township	40N
Legal Section	01
Legal Subdivision	EMPIRE
Legal Block	1
Legal Lot Number	7
Jurisdiction	JEFFERSON MO
Township / Civil Division	RIVER VIEW
Census Block Group	1
Census Block	1016
Census Tract	700801

Owner

817 Ruth Ave is owned and occupied by two individuals who acquired it in December 2021.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	817 RUTH AVE, FESTUS, MO 63028-1028
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Warranty Deed, Transfer INVESTORS TITLE COMPANY, INVESTORS TITLE CO
Dec 1, 2021	Special Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jul 26, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2021
Deed Sale	Dec 1, 2021
Prior Sale	Dec 1, 2021 · Amount on File
Deed Document Number	202151888
Prior Transfer Date	Jul 21, 2018
Prior Transfer Doc	0000022558
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Dec 1, 2021
Property Address	817 RUTH AVE, FESTUS, MO 63028-1028
Document Number	0000051888
Map Reference	MB 40 PG 1
Instrument Date	Nov 24, 2021
Instrument	2021R-051888
Transaction Type	Transfer
Record Updated	Feb 15, 2024
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	612 ROCK CREEK DR, WASHINGTON, MO 63090-6333

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	817 RUTH AVE, FESTUS, MO 63028-1028

December 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Dec 1, 2021
Property Address	817 RUTH AVE, FESTUS, MO 63028-1028
Document Number	0000051887
Map Reference	MB 40 PG 1
Instrument Date	Nov 24, 2021
Instrument	2021R-051887
Transaction Type	Transfer
Record Updated	Feb 15, 2024
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	612 ROCK CREEK DR, WASHINGTON, MO 63090-6333

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	817 RUTH AVE, FESTUS, MO 63028-1028

Mortgage

Document Number	0000051889
Date	Dec 1, 2021
Instrument	2021R-051889

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jul 26, 2018
Property Address	817 RUTH AVE, FESTUS, MO 63028-1028
Document Number	0000022558
Instrument Date	Jul 21, 2018
Instrument	22558
Transaction Type	Transfer
Record Updated	Aug 7, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2033 FAIRBANKS LN FESTUS MO 630282359, FESTUS, MO 63028-2359

Tax Assessment & Valuation

The 2025 property tax bill for 817 Ruth Ave was $832.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Festus City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$15,900 (-) Land $1,500 Building $14,400	$83,800 Land $8,100 Building $75,700
2025	$832.00	$15,900 Land $1,500 Building $14,400
2024			$83,800 (+7.99%) Land $8,100 Building $75,700
2023	$828.00	$14,700 Land $1,500 Building $13,200	$77,600 Land $8,100 Building $69,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 817 Ruth Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 817 Ruth Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FESTUS PWS serves 13,000 people · EPA ID MO6010276
Water Source	Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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