910 E Reed St, Red Oak, IA 51566 Property Records

Montgomery County property record for 910 E Reed St, Red Oak, IA 51566

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,470 sqft · built 1910
Lot Size	0.223 acres (9,720 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Jul 2023)
Tax Bill	$3,060 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`600628260004000`

Property Details

APN / Parcel Number

Primary APN	`600628260004000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,470 sqft Living Area
1st Floor Area	1,162 sqft
Basement Area	581 sqft
Finished Basement	550 sqft
Unfinished Basement	31 sqft
Sunroom	Sunroom
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,720 sqft (0.223 acres)
Lot Dimensions	120 ft deep x 81 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	20 sqft
Deck Area	372 sqft
Patio Area	112 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	910 E REED ST
City	RED OAK
State	IA
Zip	51566-2412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NE ADD N 120' LT 12 & N 120' LT 11 (EX W 22.5') BLK 77
Legal Subdivision	NORTHEASTERN ADDITION
Legal Block	77
Legal Lot Number	11,12
Jurisdiction	MONTGOMERY IA
Township / Civil Division	RED OAK
Census Block Group	3
Census Block	3011
Census Tract	960200

Owner

Source: Montgomery County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	910 E REED ST, RED OAK, IA 51566-2412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2023	Deed of Trust, Mortgage · Conventional Mortgage CASTLE & COOKE MORTGAGE LLC
Mar 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK IOWA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2023 · Amount on Record
Deed Sale	Jul 21, 2023 · Amount on Record
Deed Document Number	20231023
Deed Book / Page	2023 / 1023
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY IA
Property Address	910 E REED ST, RED OAK, IA 51566-2412
Transaction Type	Mortgage
Record Updated	Aug 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02023/1024
Date	Jul 21, 2023
Book Page	2023/1024
Instrument	2023 1024

Lender

Name	CASTLE & COOKE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY IA
Property Address	910 E REED ST, RED OAK, IA 51566-2412
Transaction Type	Mortgage
Record Updated	May 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002022/445
Date	Mar 25, 2022
Book Page	2022/445
Instrument	2022 0445

Lender

Name	BANK IOWA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 2, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Montgomery County
Municipality	Red Oak City
Unified School District	Red Oak Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,060.00 (-4.32%) Homeowner's exemption	$151,010 (+3.09%) Land $16,200 Building $134,810	$151,010 (+3.09%) Land $16,200 Building $134,810
2024	$3,198.00 (+30.85%)
2023		$146,480 Land $12,150 Building $134,330	$146,480 Land $12,150 Building $134,330
2022	$2,444.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1987–2008)
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 62% of Iowa
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RED OAK WATER SUPPLY serves 5,596 people · EPA ID IA6950075
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: FMTC of Stanton Iowa.

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