905 E Reed St, Red Oak, IA 51566 Property Records

Montgomery County property record for 905 E Reed St, Red Oak, IA 51566

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,888 sqft · built 1900
Lot Size	0.187 acres (8,160 sqft)
Owner	2 Trust Names on Record
Last Sale	$70,000 (Jun 2010)
Tax Bill	$1,552 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Mar 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`600628257006000`

Property Details

APN / Parcel Number

Primary APN	`600628257006000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	3 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,888 sqft Living Area
1st Floor Area	929 sqft
Basement Area	929 sqft
Unfinished Basement	929 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,160 sqft (0.187 acres)
Lot Dimensions	120 ft deep x 68 ft wide
Garage Type	Detached
Garage Area	308 sqft
Porch	Slab
Porch Area	54 sqft
Deck Area	206 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	905 E REED ST
City	RED OAK
State	IA
Zip	51566-2411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NE ADD W 22.5' LT 4 & E 45' LT 1 BLK 78
Legal Subdivision	NORTHEASTEN ADDITION
Legal Block	78
Legal Lot Number	1,4
Jurisdiction	MONTGOMERY IA
Township / Civil Division	RED OAK
Census Block Group	3
Census Block	3010
Census Tract	960200

Owner

Source: Montgomery County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on Record
Mailing Address	905 E REED ST, RED OAK, IA 51566-2411
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2018	Deed of Trust, Mortgage BANK IOWA
Mar 3, 2020	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2010 · Amount on Record
Deed Sale	Jun 24, 2010 · Amount on Record
Deed Document Number	2010330 0270
Deed Book / Page	330 / 270
Last Transfer Date	Mar 3, 2020
Transfer Doc	002020/425
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY IA
Property Address	905 E REED ST, RED OAK, IA 51566-2411
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000000151
Date	Jan 31, 2018
Book Page	0000002018/0000000151
Instrument	000000000151

Lender

Name	BANK IOWA
Type	Bank

Agreement

Amount	Amount Recorded

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY IA
Recording Date	Mar 3, 2020
Property Address	905 E REED ST, RED OAK, IA 51566-2411
Document Number	002020/425
Book / Page	2020 / 425
Instrument Date	Mar 3, 2020
Instrument	2020-425
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 189, STANTON, IA 51573-0189

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 2, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Montgomery County
Municipality	Red Oak City
Unified School District	Red Oak Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,552.00 (-27.2%)	$71,110 (-21.72%) Land $13,600 Building $57,510	$71,110 (-21.72%) Land $13,600 Building $57,510
2024	$2,132.00 (+10.12%)
2023		$90,840 Land $10,200 Building $80,640	$90,840 Land $10,200 Building $80,640
2022	$1,936.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1987–2008)
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 62% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RED OAK WATER SUPPLY serves 5,596 people · EPA ID IA6950075
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: FMTC of Stanton Iowa.

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