Montgomery County property record for 1004 E Reed St, Red Oak, IA 51566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,290 sqft · built 1890 |
| Lot Size | 0.131 acres (5,715 sqft) |
| Owner | Individual Name on File |
| Last Sale | $14,000 (Aug 2012) |
| Tax Bill | $2,090 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Dec 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 600628261003000 |
| Primary APN | 600628261003000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,290 sqft Living Area |
| 1st Floor Area | 480 sqft |
| Basement Area | 954 sqft |
| Unfinished Basement | 954 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,715 sqft (0.131 acres) |
| Lot Dimensions | 127 ft deep x 45 ft wide |
| Porch | Slab |
| Porch Area | 54 sqft |
| Deck Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 1004 E REED ST |
|---|---|
| City | RED OAK |
| State | IA |
| Zip | 51566-2528 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GUNNS SD LT 4 |
| Legal Subdivision | GUNNS SD |
| Legal Lot Number | 4 |
| Jurisdiction | MONTGOMERY IA |
| Township / Civil Division | RED OAK |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 960200 |
1004 E Reed St is owned by an individual who acquired it in December 2020.
Source: Montgomery County records, as of September 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1514 210TH ST, RED OAK, IA 51566-4425 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 1, 2023 | Deed of Trust, Mortgage · Line of Credit BANK IOWA |
| Dec 28, 2020 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 9, 2012 · Amount on File |
| Deed Sale | Aug 9, 2012 · Amount on File |
| Deed Document Number | 20121351 |
| Deed Book / Page | 2012 / 1351 |
| Last Transfer Date | Dec 21, 2020 |
| Transfer Doc | 02020/2139 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY IA |
| Property Address | 1004 E REED ST, RED OAK, IA 51566-2528 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2023 |
| Name | Verified Name |
|---|---|
| Address | 309 E SOUTH ST, MACKSBURG, IA 50155-7711 |
| Document Number | 02023/1091 |
|---|---|
| Date | Aug 1, 2023 |
| Book Page | 2023/1091 |
| Instrument | 2023 1091 |
| Name | BANK IOWA |
|---|---|
| Type | Bank |
| Address | RED OAK, IA 51566 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTGOMERY IA |
| Recording Date | Dec 28, 2020 |
| Property Address | 1004 E REED ST, RED OAK, IA 51566-2528 |
| Document Number | 02020/2139 |
| Book / Page | 2020 / 2139 |
| Instrument Date | Dec 21, 2020 |
| Instrument | 2020 2139 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1514 210TH ST, RED OAK, IA 51566-4425 |
The 2025 property tax bill for 1004 E Reed St was $2,090, up 79.2% from the year before.
Source: Montgomery County assessment roll, as of October 2, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Montgomery County |
| Municipality | Red Oak City |
| Unified School District | Red Oak Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,090.00 (+79.25%) | $95,730 Land $9,180 Building $86,550 | $95,730 Land $9,180 Building $86,550 |
| 2024 | $1,166.00 | ||
| 2023 | $49,680 Land $6,890 Building $42,790 | $49,680 Land $6,890 Building $42,790 | |
| 2022 | $726.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1004 E Reed St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1987.
Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (1987–2008) |
| Most Recent Claim | Jun 2008 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1004 E Reed St is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 62% of Iowa |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RED OAK WATER SUPPLY serves 5,596 people · EPA ID IA6950075 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
May also be available: FMTC of Stanton Iowa.
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