Talbot County property record for 910 Calvert Ave, Saint Michaels, MD 21663
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,232 sqft · built 1992 |
| Lot Size | 0.258 acres (11,250 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $442,000 (Jul 2021) |
| Tax Bill | $2,216 (2026) |
| Deeds & Mortgages | Feb 2022 Mortgage Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-101327 |
| Primary APN | 02-101327 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,232 sqft Total Area |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 11,250 sqft (0.258 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Porch | Porch |
| Porch Area | 200 sqft |
| Deck Area | 220 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 101327 |
|---|---|
| Street Address | 910 CALVERT AVE |
| City | SAINT MICHAELS |
| State | MD |
| Zip | 21663-2942 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 32 SEC D - 75X15 W/S CALVERT ST ST MICHAELS |
| Legal Subdivision | BENTLEY HAY |
| Legal Lot Number | 32 |
| Jurisdiction | TALBOT MD |
| Township / Civil Division | 2, ST. MICHAELS |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 960700 |
910 Calvert Ave is owned and occupied by two individuals who bought it in July 2021.
Source: Talbot County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 910 CALVERT AVE, SAINT MICHAELS, MD 21663-2942 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 18, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BAY CAPITAL MORTGAGE CORP |
| Jul 30, 2021 | Deed, Transfer · Stand-Alone First Mortgage THOMAS CROUCH ETAL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 2021 · Amount on File |
| Deed Sale | Jul 30, 2021 · Amount on File |
| Prior Sale | Dec 15, 2000 · Amount on File |
| Deed Book / Page | 2876 / 489 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TALBOT MD |
| Property Address | 910 CALVERT AVE, ST MICHAELS, MD 21663-2942 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Title Company | EASTERN MT TITLE COMPANY, EASTERN SHORE TITLE COMPANCY |
| Name | Verified Name |
|---|
| Document Number | 0029490444 |
|---|---|
| Date | Feb 18, 2022 |
| Book Page | 2949/444 |
| Name | BAY CAPITAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ANNAPOLIS, MD 21401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2037 |
| Document Type | Deed |
|---|---|
| Jurisdiction | TALBOT MD |
| Recording Date | Jul 30, 2021 |
| Property Address | 910 CALVERT AVE, ST MICHAELS, MD 21663-2942 |
| Document Number | 0028760489 |
| Book / Page | 2876 / 489 |
| Instrument Date | Jul 29, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | EASTERN MT TITLE COMPANY, EASTERN SHORE TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 910 CALVERT AVE, SAINT MICHAELS, MD 21663-2942 |
| Document Number | 0002876497 |
|---|---|
| Date | Jul 30, 2021 |
| Instrument | 2876/497 |
| Name | THOMAS CROUCH ETAL |
|---|---|
| Type | Private Party |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 24 Months |
| Due | Jul 29, 2023 |
The 2026 property tax bill for 910 Calvert Ave was $2,216 with a homeowner's exemption, up 2.5% from the year before.
Source: Talbot County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Talbot County |
| Unified School District | Talbot County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,216.00 (+2.55%) Homeowner's exemption | $273,567 | $309,700 Land $158,200 Building $151,500 |
| 2025 | $2,161.00 Homeowner's exemption | ||
| 2023 | $2,016.00 | $235,767 | $255,500 Land $108,800 Building $146,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 910 Calvert Ave in Zone X, an area of minimal flood risk, though there have been 42 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 132 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 140 units insured incl. 8 condo units |
| Nearby Flood Claims | 42 (1978–2024) |
| Claims Outside the SFHA | 13 of 42 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 910 Calvert Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF TRAPPE serves 1,200 people · EPA ID MD0200007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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