Talbot County property record for 916 Calvert Ave, Saint Michaels, MD 21663
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,932 sqft · built 1993 |
| Lot Size | 0.253 acres (11,021 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $465,000 (Apr 2026) |
| Tax Bill | $2,908 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Apr 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-105292 |
| Primary APN | 02-105292 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,932 sqft Total Area |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 11,021 sqft (0.253 acres) |
| Deck Area | 75 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 105292 |
|---|---|
| Street Address | 916 CALVERT AVE |
| City | SAINT MICHAELS |
| State | MD |
| Zip | 21663-2942 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 35A-11,021 SQ FT W/S CALVERT AVE ST MICHAELS, PLAT 56/2 |
| Legal Subdivision | BENTLEY HAY |
| Legal Lot Number | 35A |
| Jurisdiction | TALBOT MD |
| Township / Civil Division | 2, ST. MICHAELS |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 960700 |
Source: Talbot County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 916 CALVERT AVE, SAINT MICHAELS, MD 21663-2942 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Feb 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Apr 23, 2026 | Deed, Transfer · Conventional Mortgage BAY CAPITAL MORTGAGE CORPORATION |
| Apr 23, 2026 | Deed, Transfer · Conventional Mortgage BAY CAPITAL MORTGAGE CORPORATION |
| Jan 10, 2017 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 23, 2026 · Amount on Record |
| Deed Sale | Apr 23, 2026 · Amount on Record |
| Prior Sale | Nov 4, 2002 · Amount on Record |
| Deed Book / Page | 3261 / 1 |
| Transfer Doc | 0000000975 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TALBOT MD |
| Property Address | 916 CALVERT AVE, ST MICHAELS, MD 21663-2942 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0028020430 |
|---|---|
| Date | Feb 3, 2021 |
| Book Page | 2802/430 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 1, 2036 |
| Document Type | Deed |
|---|---|
| Jurisdiction | TALBOT MD |
| Recording Date | Apr 23, 2026 |
| Property Address | 916 CALVERT AVE, SAINT MICHAELS, MD 21663-2942 |
| Document Number | 3261000001 |
| Book / Page | 3261 / 1 |
| Instrument Date | Apr 22, 2026 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2026 |
| Title Company | EASTERN SHORE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $46,965.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 916 CALVERT AVE, SAINT MICHAELS, MD 21663-2942 |
| Document Number | 3261000006, |
|---|---|
| Date | Apr 23, 2026 |
| Book Page | 3261/6 |
| Name | BAY CAPITAL MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | TALBOT MD |
| Recording Date | Apr 23, 2026 |
| Property Address | 916 CALVERT AVE, SAINT MICHAELS, MD 21663-2942 |
| Document Number | 0032610001 |
| Book / Page | 3261 / 1 |
| Instrument Date | Apr 22, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2026 |
| Title Company | EASTERN TITLE, EASTERN SHORE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $46,965.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 916 CALVERT AVE, SAINT MICHAELS, MD 21663-2942 |
| Document Number | 3261000006, |
|---|---|
| Date | Apr 23, 2026 |
| Book Page | 3261/6 |
| Name | BAY CAPITAL MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TALBOT MD |
| Property Address | 916 CALVERT AVE, ST MICHAELS, MD 21663-2942 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0024160001 |
|---|---|
| Date | Jan 10, 2017 |
| Book Page | 2416/001 |
| Instrument | 2416-001 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2032 |
Source: Talbot County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Talbot County |
| Unified School District | Talbot County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $352,367 (+9.91%) | $415,900 (+29.73%) Land $157,800 Building $258,100 | |
| 2025 | $2,908.00 (+16.27%) | $320,600 (+9.64%) Land $108,500 Building $212,100 | $320,600 (-) Land $108,500 Building $212,100 |
| 2023 | $2,501.00 Homeowner's exemption | $292,400 | $320,600 Land $108,500 Building $212,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 132 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 140 units insured incl. 8 condo units |
| Nearby Flood Claims | 42 (1978–2024) |
| Claims Outside the SFHA | 13 of 42 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 70% of Maryland |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF TRAPPE serves 1,200 people · EPA ID MD0200007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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